Commercial Property Articles
Latest Articles
Time Element
World Trade Center Terrorist Business Interruption: Claims Will Challenge Policyholders
2002-01-01 | Daniel Torpey
Daniel Torpey and Jeffrey Phillips explain the challenges that a company filing a property or business interruption claim arising from the September 11 terrorist attacks will face in pursuing its claims.
Property Insurance
When Applying the Limitation for Wind-Driven Rain, What Constitutes a "Roof"?
2001-12-01 | Douglas Berry
In this article, Doug Berry summarizes the insurance law cases addressing the question of what is and is not a roof under property insurance policies.
Property Insurance
What's New in the 2000 Edition ISO Commercial Property Forms: CP 10 10, CP 10 20, and CP 10 30
2001-11-01 | Linda G Robinson
This article reviews the changes made in the 2000 ISO editions of the causes of loss forms: the basic, broad, and special causes of loss forms. A summary of the changes to these forms appears at the end of the discussion.
Time Element
Business Interruption for Denial of Access to Insured Property
2001-10-01 | Douglas Berry
Will your insurance cover you if a civil authority closes or denies access to your insured property due some natural or other catastrophe? Doug Berry explains how the answer depends on the policy language.
Property Insurance
What's New in the 2000 Edition ISO Commercial Property Forms: CP 00 30
2001-08-01 | Linda G Robinson
These revisions affect 11 coverage forms, all 3 causes of loss forms, 24 coverage endorsements, and a number of schedule endorsements. This article summarizes the changes to the business income and extra expense coverage form (CP 00 30).
Property Insurance
What's New in the 2000 Edition ISO Commercial Property Forms
2001-05-01 | Linda G Robinson
The 2000 revisions to the ISO commercial property portfolio affect 11 coverage forms, all 3 causes of loss forms, 24 coverage endorsements, and a number of schedule endorsements. This article reviews the changes to the building and personal property coverage form.
Property Insurance
Court Finds "Direct Physical Loss or Damage" Due to "Impairment of Function and Value"
2001-03-01 | Douglas Berry
This article examines the recent Minnesota appellate court decision which determined that the requirement for "direct physical loss or damage" was met in the absence of tangible injury when government regulations rendered cereal unfit for sale, resulting in "an impairment of function and value" of insured property.
Time Element
Beyond the Policy: Documenting a Business Interruption Claim
2001-02-01 | Daniel Torpey
Learn how to effectively document a business interruption claim to ensure a smooth settlement process with this comprehensive guide.
Time Element
The Basics of a Business Interruption Claim
2000-12-01 | Douglas Berry
Doug Berry examines Dictiomatic v. USF&G, a Florida case that brings together virtually all of the principles applicable to business interruption claims and provides a concise primer on these principles.
Property Insurance
The New ISO Commercial Crime Program Hits the Streets
2000-09-01 | Linda G Robinson
The joint ISO/SAA commercial crime program was replaced with separate ISO and SAA programs. This article summarizes the new ISO crime program, focusing on key differences between the old ISO/SAA forms and the new 2000 edition ISO commercial crime forms.
Time Element
World Trade Center Terrorist Business Interruption: Claims Will Challenge Policyholders
2002-01-01 | Daniel Torpey
Property Insurance
When Applying the Limitation for Wind-Driven Rain, What Constitutes a "Roof"?
2001-12-01 | Douglas Berry
Property Insurance
What's New in the 2000 Edition ISO Commercial Property Forms: CP 10 10, CP 10 20, and CP 10 30
2001-11-01 | Linda G Robinson
Time Element
Business Interruption for Denial of Access to Insured Property
2001-10-01 | Douglas Berry
Property Insurance
What's New in the 2000 Edition ISO Commercial Property Forms: CP 00 30
2001-08-01 | Linda G Robinson
Property Insurance
What's New in the 2000 Edition ISO Commercial Property Forms
2001-05-01 | Linda G Robinson
Property Insurance
Court Finds "Direct Physical Loss or Damage" Due to "Impairment of Function and Value"
2001-03-01 | Douglas Berry
Time Element
Beyond the Policy: Documenting a Business Interruption Claim
2001-02-01 | Daniel Torpey
Property Insurance
The New ISO Commercial Crime Program Hits the Streets
2000-09-01 | Linda G Robinson
