Expert Commentary

Courts and Coverage

Burden of Proof in Coverage Litigation—Part 1

Brent Cooper | October 1, 2013

Brent Cooper reviews the respective burdens of proof that the insurer and insured must carry during the course of insurance litigation in Texas.

Market Practices

A Brief Look at Insuring Small Municipalities

Peter Polstein | September 1, 2013

Smaller risks often require special considerations. Peter Polstein takes a look at insuring these risks.

Employee Hiring, Development, and Retention

Emotional Intelligence in the Workplace: Why It Matters More Than Personality

Mike Poskey | September 1, 2013

To gain a competitive advantage, Mike Poskey recommends seeking highly emotionally intelligent employees.

Catastrophe Risk Management

Covering Sinkhole Losses

Christopher Brophy | September 1, 2013

Christopher Brophy describes the scope of sinkhole losses and available coverage.

Liability Insurance

Broad Form Property Damage—A Look Back

Craig Stanovich | September 1, 2013

When policy interpretation questions arise, Craig Stanovich advises looking back at the drafters' explanations and illustrations.

Reinsurance

Reinsurance and Ever-Expanding Regulation and Oversight

Larry Schiffer | September 1, 2013

Larry Schiffer provides an introduction to this very broad topic that is becoming worldwide in its scope.

Environmental

Revealing the Dark Secrets of Category 3 Water Exclusions

David Dybdahl | September 1, 2013

While most claims are being paid as Category 1 losses today, David Dybdahl expects that to end and offers options for coverage.

Cyber and Privacy Risk and Insurance

California Minors under Age 18: Privacy Requirements for Deleting Content/Information and Advertising/Marketing

Melissa Krasnow | September 1, 2013

Melissa Krasnow discusses the California requirements restricting online information posted by or aimed at non-adults.

Notable Coverages and Exclusions in 500 Words or Less?

Timothy O'Brien | August 9, 2013

Tim O'Brien looks at recent NY and NJ legislation requiring homeowners insurers to provide to insureds a one-page synopsis of their policies.

Construction Liability Insurance

2013 ISO Additional Insured Endorsements: Putting the Changes into Context for the Construction Industry

Mark Bell | August 1, 2013

Mark Bell discusses the 2013 revisions, putting the changes into context for the construction industry.