Expert Commentary
Latest Articles
Commercial Property
Let's Talk About Property Replacement Cost
Catherine L Trischan | July 17, 2026
Replacement cost is not a simple as replacing old with new. Catherine Trischan examines the issues and explains why it does not violate the principle of indemnity.
Liability Insurance
The CGL "Separation of Insureds" Condition
Jeffrey Woodward | July 17, 2026
Jeff Woodward explains why the "separation of insureds" condition makes cross-liability endorsements unnecessary with respect to Insurance Services Office, Inc., promulgated commercial general liability (CGL) policies.
Tech
Construction's Digital Maturity Grows After Years of Technology Adoption
Damon Ranieri | July 10, 2026
Damon Ranieri shows data adoption is becoming more broadly established across construction clients.
Workers Compensation Issues
The Commute Conundrum: The "Going and Coming" Rule
Beth Young | July 10, 2026
Shifting the commute from a personal activity to an employer-sponsored operation fundamentally alters a company's risk profile. Beth Young examines the issues.
Claims Practices
Million-Dollar Roundup Verdict Reversed by SCOTUS
Barry Zalma | July 10, 2026
Barry Zalma relates the June 2026 US Supreme Court decision regarding a state-law failure-to-warn claim.
Personal Risk Management
Explaining the Rising Cost of Homeowners Insurance
Timothy O'Brien | June 26, 2026
The rising cost of homeowners insurance is not the result of a single issue, nor is it arbitrary. Tim O'Brien explains.
Risk Management Technology
Exponentially Improve Your Financials with a Risk Management Maturity Journey
Michael Reich | June 19, 2026
Michael Reich provides a realistic framework for understanding how organizations mature their risk management programs over time and how those decisions can materially improve project outcomes and financial performance.
Construction Safety
Conduct Thorough Workplace Hazard Assessments
TJ Lyons | June 17, 2026
TJ Lyons advises taking the time to assess the hazards for good people, eliminate what could hurt your team, plan from there, and always take the time to walk a site before any work is performed.
Risk Management
The Implementation Gap: Why Safety Programs Stall and How to Fix Them
Justin Morrow | June 16, 2026
Behavioral change is an organizational commitment rather than a safety department project. Justin Morrow discusses how changing the focus can encourage buy-in.
Reinsurance
When a Reinsurer Is the Real Party of Interest
Larry Schiffer | June 16, 2026
Larry Schiffer discusses reinsurance transactions where the reinsurer is either the real party of interest or takes responsibility for the ceded policy and controls the relationship with the underlying insured and how claims are handled.
Tech
Construction's Digital Maturity Grows After Years of Technology Adoption
Damon Ranieri | July 10, 2026
Workers Compensation Issues
The Commute Conundrum: The "Going and Coming" Rule
Beth Young | July 10, 2026
Personal Risk Management
Explaining the Rising Cost of Homeowners Insurance
Timothy O'Brien | June 26, 2026
Risk Management Technology
Exponentially Improve Your Financials with a Risk Management Maturity Journey
Michael Reich | June 19, 2026
Risk Management
The Implementation Gap: Why Safety Programs Stall and How to Fix Them
Justin Morrow | June 16, 2026
