Expert Commentary
Latest Articles
Risk Management
When the Math Catches Up: Coverage Failures in Agribusiness Property Policies
Joshua Belanger | July 31, 2026
Farmers who open a short claim check are not victims of a denial; they are facing adequacy and completeness problems. Joshua Belanger explains.
Leadership at All Levels
The Predictability Trap: How Self-Awareness Changes Conflict Leadership
Tricia Kagerer | July 31, 2026
Tricia Kagerer explains how conflict can be one of the greatest tools for innovation, better decisions, and stronger cultures.
Courts and Coverage
The Real Crisis—Nuclear Settlements
Doug Marcello | July 31, 2026
Fearing a nuclear verdict, defendants veer toward settling rather than risking trial. Doug Marcello looks at the trend and its implications.
Agricultural Insurance
The Problem of Property Underinsurance
Casey Roberts | July 31, 2026
Casey Roberts examines the issue, the role of the insurance agent, and why insureds need to be more proactive when purchasing insurance.
Risk Financing Info
Data Centers: Why Uptime Is the Real Risk
Bob Whelan | July 31, 2026
The greatest financial exposure is often not the data center's building itself. Per Bob Whelan, it's the interruption of services from the building.
Employee Well-Being
AI and Workplace Mental Health: The Promise, the Perils, and What Employers Need to Know
Sally Spencer-Thomas | July 24, 2026
While the artificial intelligence (AI) technology evolution is very exciting for many, it has many workplace mental health implications—positive and negative. Dr. Sally Spencer-Thomas explains.
Liability Insurance
The CGL "Separation of Insureds" Condition
Jeffrey Woodward | July 17, 2026
Jeff Woodward explains why the "separation of insureds" condition makes cross-liability endorsements unnecessary with respect to Insurance Services Office, Inc., promulgated commercial general liability (CGL) policies.
Commercial Property
Let's Talk About Property Replacement Cost
Catherine L Trischan | July 17, 2026
Replacement cost is not a simple as replacing old with new. Catherine Trischan examines the issues and explains why it does not violate the principle of indemnity.
Claims Practices
Million-Dollar Roundup Verdict Reversed by SCOTUS
Barry Zalma | July 10, 2026
Barry Zalma relates the June 2026 US Supreme Court decision regarding a state-law failure-to-warn claim.
Workers Compensation Issues
The Commute Conundrum: The "Going and Coming" Rule
Beth Young | July 10, 2026
Shifting the commute from a personal activity to an employer-sponsored operation fundamentally alters a company's risk profile. Beth Young examines the issues.
Risk Management
When the Math Catches Up: Coverage Failures in Agribusiness Property Policies
Joshua Belanger | July 31, 2026
Leadership at All Levels
The Predictability Trap: How Self-Awareness Changes Conflict Leadership
Tricia Kagerer | July 31, 2026
Employee Well-Being
AI and Workplace Mental Health: The Promise, the Perils, and What Employers Need to Know
Sally Spencer-Thomas | July 24, 2026
Workers Compensation Issues
The Commute Conundrum: The "Going and Coming" Rule
Beth Young | July 10, 2026
