Glossary

Workplace harassment refers to harassment "of a nonsexual nature."

Workplace tort refers to a civil wrong committed within the workplace that can give rise to an employee's cause of action against an employer.

Workplace violence insurance is coverage for the expenses that a company incurs resulting from workplace violence incidents.

Work hardening is an interdisciplinary program utilized to return an injured individual to work.

A worldwide insurance program is an international insurance program of a multinational company with a policy territory encompassing the entire world except for the country in which the insured is domiciled.

A wrap-around policy is one that provides only punitive damages insurance for employment practices liability (EPL) claims.

A wrap-around risk financing program has two or more different risk financing approaches that are combined into one overall program.

A wrap-up exclusion endorsement is used to remove coverage from a contractor's insurance policies to the extent they overlap with the coverages provided for the contractor under a wrap-up insurance program.

A writ is a formal legal document issued by a higher court that requests a lower court or a government entity to take action. For example, a writ of certiorari orders a lower court to deliver its record in a case so that the higher court may review it.

The Write-Your-Own Program, available under the National Flood Insurance Program (NFIP), allows participating insurers to issue NFIP flood insurance policies, in contrast to policies issued directly by the NFIP.