wrap-up exclusion endorsement

A wrap-up exclusion endorsement is used to remove coverage from a contractor's insurance policies to the extent they overlap with the coverages provided for the contractor under a wrap-up insurance program.

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Additional Information

Standard workers compensation and commercial general liability (CGL) endorsements are available for this purpose. However, contractors should consider preserving their own CGL coverage as excess over the wrap-up policies, which requires a manuscript endorsement.