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Glossary


Thermal pollution is caused by the discharge of heated water from industrial processes into a waterway or body of water in quantities that can harm plant or animal life in the water.

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Third-party-over action is an action in which an injured employee, after collecting workers compensation benefits from the employer, sues a third party for contributing to the employee's injury.

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The third-party administrator handles various types of administrative responsibilities, on a fee-for-services basis, for organizations involved in cash flow programs.

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The third-party beneficiary principal is a legal concept that allows a third party to sue to enforce a contract to which it is not a party if the contracting parties intended to benefit the third party at the time the contract was executed.

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Third party claims are liability claims brought by persons allegedly injured or harmed by the insured.

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Third-party employment practices liability coverage refers to a separate insuring agreement contained within employment practices liability insurance (EPLI) policies that covers liability claims brought by nonemployees (typically, customers, clients, and vendors) against employees of the insured organization.

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Third-party liability coverage refers to any type of insurance covering the legal liability of one party to another party.

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A third-party payer is the insurer or other health benefit plan sponsor that pays for medical services provided to a patient.

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Third-party risk is the risk of losses to third parties, usually insured under casualty or liability insurance.

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A third country national is a worker hired in a country outside the United States who is assigned to work in a country other than their country of origin.

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