Workers Compensation Articles

Latest Articles

Workers Compensation Issues

The Employer/Employee Relationship in Workers Compensation

2000-11-01 | Jim Pocius

In these changing business times, it is often difficult to discern who the real employer is with regard to the employer/employee relationship. Jim Pocius explains the common-law method of defining the employer/employee relationship and provides cost saving tips for risk management.

Workers Compensation Issues

Jurisdiction in Workers Compensation Cases

2000-09-01 | Jim Pocius

When it comes to workers compensation benefits, some states are much more generous than others. Learn how jurisdiction is determined, what problems can arise when more than one state is involved, and risk management tips for saving time and money.

Workers Compensation Issues

The Employee Leasing Decision

2000-08-01 | Christine Fuge

Employee leasing offers a variety of benefits, including a possible reduction in net expenses. However, it is not a strategy without risk. IRMI reviews some of the issues to assess when considering this option.

Liability Insurance

When a Breach of Contract Constitutes an Accident

2000-07-01 | Jill B Berkeley

Courts that confuse damages arising in "tort" with damages arising in "contract" overlook an important legal principle, as well as misuse the concept of "negligence" in the insurance context. The argument that concludes no coverage exists for breach of contract actions puts the cart before the horse. Jill Berkeley explains.

Workers Compensation Issues

A Review of the Longshore and Harbor Workers Compensation Act

2000-03-01 | Christine Fuge

Explore the intricacies of the Longshore and Harbor Workers Compensation Act and understand its impact on maritime employment and insurance coverage.

Liability Insurance

When Negligent Conduct Does Not Constitute an Accident

2000-03-01 | Jill B Berkeley

Jill Berkeley looks at how courts have answered the question of when does negligent conduct constitute an accident, and when does it not.

Liability Insurance

Additionally Insured or Held Harmful?

2000-03-01 | Richard Rudolph

Use of the additional insured and the hold harmless clause approach without some other modifications to the CGL policy can result in a risk being ineffectively transferred or not transferred at all, contrary to the expectations of the parties. Richard Rudolph explains.

Liability Insurance

The 1999 CGL Insuring Agreement: ISO's "Montrose Endorsement"

2000-03-01 | W Jeffrey Woodward

Discover how the 1999 CGL insuring agreement and ISO's "Montrose Endorsement" impact coverage in light of "known loss" issues and judicial developments.