Workers Compensation Articles
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Workers Compensation Issues
Is an Unbundled Workers Compensation Program Right for Your Company?
2001-08-01 | Martin F McGavin
Most employers assume they must choose between traditional insurance or self-insurance for workers comp. Martin McGavin examines the "unbundling" option, how it works, and its advantages and disadvantages.
Workers Compensation Issues
Workers Compensation and Medicare
2001-05-01 | Jim Pocius
Medicare now believes there has been an illegal shift of medical benefits from workers compensation insurers to Medicare. To stem this flow, Medicare hopes to examine all workers comp settlements, even when claimants do not qualify for Medicare benefits. Jim Pocius explains what may be in store in this controversial area.
Liability Insurance
Insurance Coverage Disputes and Society's Problems
2001-05-01 | Jill B Berkeley
Unfortunately, insurance coverage disputes mirror casualty and liability losses throughout the world. This article examines recent litigation involving insurance coverage disputes and violent crimes and sexual assaults.
Workers Compensation Issues
Workers Compensation and Course of Employment
2001-02-01 | Jim Pocius
Jim Pocius discusses the meaning of an employee being in the course of employment relating to workers compensation laws.
Liability Insurance
Coordinating Persons Insured in Primary and Excess Liability Policies
2001-02-01 | Richard Rudolph
Too often, little attention is paid to exactly how coverage follows the various insureds from underlying policies into umbrella/excess layers. Richard Rudolph teaches the three important points to review when coordinating coverage: the named insureds, the additional insureds, and insured-versus-insured provisions.
Liability Insurance
Gun Violence and the CGL Policy
2001-02-01 | W Jeffrey Woodward
Discover how commercial general liability (CGL) policies respond to gun violence claims and the challenges of establishing coverage in court.
Liability Insurance
Spoliation of Evidence: The Next Frontier for Insurance Coverage Battles
2001-01-01 | Jill B Berkeley
Over the past several years, courts have fashioned a new cause of action deriving from products liability cases when evidence is destroyed, lost, or altered: spoliation of evidence. Does the post-1986 ISO, CGL policy cover this loss? See why this author thinks so.
Liability Insurance
Who Wants To Be an Insured?
2000-12-01 | Richard Rudolph
It is common for businesses to involve multiple corporate, partnership, and joint venture entities, and there are a number of subtle nuances that can effect how insurance coverage applies to these entities. Care must be taken to identify them and assure that insured status is properly provided under CGL policies.
Workers Compensation Issues
The Employer/Employee Relationship in Workers Compensation
2000-11-01 | Jim Pocius
In these changing business times, it is often difficult to discern who the real employer is with regard to the employer/employee relationship. Jim Pocius explains the common-law method of defining the employer/employee relationship and provides cost saving tips for risk management.
Workers Compensation Issues
Jurisdiction in Workers Compensation Cases
2000-09-01 | Jim Pocius
When it comes to workers compensation benefits, some states are much more generous than others. Learn how jurisdiction is determined, what problems can arise when more than one state is involved, and risk management tips for saving time and money.
Workers Compensation Issues
Is an Unbundled Workers Compensation Program Right for Your Company?
2001-08-01 | Martin F McGavin
Liability Insurance
Coordinating Persons Insured in Primary and Excess Liability Policies
2001-02-01 | Richard Rudolph
Liability Insurance
Spoliation of Evidence: The Next Frontier for Insurance Coverage Battles
2001-01-01 | Jill B Berkeley
Workers Compensation Issues
The Employer/Employee Relationship in Workers Compensation
2000-11-01 | Jim Pocius