Workers Compensation Articles

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Workers Compensation Issues

Workers Compensation and Course of Employment

2001-02-01 | Jim Pocius

Jim Pocius discusses the meaning of an employee being in the course of employment relating to workers compensation laws.

Liability Insurance

Coordinating Persons Insured in Primary and Excess Liability Policies

2001-02-01 | Richard Rudolph

Too often, little attention is paid to exactly how coverage follows the various insureds from underlying policies into umbrella/excess layers. Richard Rudolph teaches the three important points to review when coordinating coverage: the named insureds, the additional insureds, and insured-versus-insured provisions.

Liability Insurance

Gun Violence and the CGL Policy

2001-02-01 | W Jeffrey Woodward

Discover how commercial general liability (CGL) policies respond to gun violence claims and the challenges of establishing coverage in court.

Liability Insurance

Spoliation of Evidence: The Next Frontier for Insurance Coverage Battles

2001-01-01 | Jill B Berkeley

Over the past several years, courts have fashioned a new cause of action deriving from products liability cases when evidence is destroyed, lost, or altered: spoliation of evidence. Does the post-1986 ISO, CGL policy cover this loss? See why this author thinks so.

Liability Insurance

Who Wants To Be an Insured?

2000-12-01 | Richard Rudolph

It is common for businesses to involve multiple corporate, partnership, and joint venture entities, and there are a number of subtle nuances that can effect how insurance coverage applies to these entities. Care must be taken to identify them and assure that insured status is properly provided under CGL policies.

Workers Compensation Issues

The Employer/Employee Relationship in Workers Compensation

2000-11-01 | Jim Pocius

In these changing business times, it is often difficult to discern who the real employer is with regard to the employer/employee relationship. Jim Pocius explains the common-law method of defining the employer/employee relationship and provides cost saving tips for risk management.

Workers Compensation Issues

Jurisdiction in Workers Compensation Cases

2000-09-01 | Jim Pocius

When it comes to workers compensation benefits, some states are much more generous than others. Learn how jurisdiction is determined, what problems can arise when more than one state is involved, and risk management tips for saving time and money.

Workers Compensation Issues

The Employee Leasing Decision

2000-08-01 | Christine Fuge

Employee leasing offers a variety of benefits, including a possible reduction in net expenses. However, it is not a strategy without risk. IRMI reviews some of the issues to assess when considering this option.

Liability Insurance

When a Breach of Contract Constitutes an Accident

2000-07-01 | Jill B Berkeley

Courts that confuse damages arising in "tort" with damages arising in "contract" overlook an important legal principle, as well as misuse the concept of "negligence" in the insurance context. The argument that concludes no coverage exists for breach of contract actions puts the cart before the horse. Jill Berkeley explains.