Risk Financing and Captives Articles
Latest Articles
Catastrophe Risk Management
Additional Living Expenses: A Critical Recovery Tool After Disasters
2025-05-30 | John Putnam
This coverage is very much needed and often misunderstood. John Putnam explains the basics, limits, duration, benefits, and application.
Reinsurance
Adventures in Contract Wording: Reasonableness
2025-04-11 | Larry Schiffer
What is reasonable will depend on the specific facts and circumstances of the case. Larry Schiffer explains.
Catastrophe Risk Management
Understanding the Resilience and Recovery of Wildfire Survivors
2025-04-04 | John Putnam
Focusing on policyholders' complex and changing behavioral health needs following a major disaster is key. John Putnam looks at ways to accomplish this.
Actuarial
The Evolution of Commercial Insurance Pricing
2025-03-07 | Gordon Thompson
Gordon Thompson explains how traditional insurance pricing and earlier rate-making approaches have evolved into modern pricing theory that takes capital commitments into account.
Catastrophe Risk Management
Los Angeles Wildfires: A Debris Removal Megaproject
2025-02-07 | John Putnam
After recently writing about debris removal, John Putnam continues the conversation considering the recent LA wildfires and what insurance and risk management challenges they present.
Catastrophe Risk Management
Wildfire Recovery: The Critical Role of Debris Removal Coverage
2025-02-06 | John Putnam
Very few people consider this insurance until the event happens. Using real-life examples, John Putnam reviews what's covered and what isn't and offers solutions.
Catastrophe Risk Management
FAQs for Surviving Wildfire Losses—Los Angeles County 2025
2025-01-22 | Robin K Olson
IRMI offers information about dealing with wildfire insurance claims in Los Angeles County, California.
Captives
Micro-Captives and Claims Handling
2025-01-03 | F Hale Stewart
Micro-captive claim cases are replete with examples of poor corporate stewardship. Hale Stewart discusses the problems.
Captives
A Brief History of Captive Insurance Law
2025-01-03 | F Hale Stewart
Hale Stewart looks back at the classical definition of insurance, the developing need for captives, the arguments against self-insurance, and the case law on the issue.
Captives
Captives: The Harper Test
2025-01-03 | F Hale Stewart
Hale Stewart examines the history and current legal status of the three factors of the Harper test to determine whether a captive is valid for federal tax purposes.
Catastrophe Risk Management
Additional Living Expenses: A Critical Recovery Tool After Disasters
2025-05-30 | John Putnam
Catastrophe Risk Management
Understanding the Resilience and Recovery of Wildfire Survivors
2025-04-04 | John Putnam
Catastrophe Risk Management
Los Angeles Wildfires: A Debris Removal Megaproject
2025-02-07 | John Putnam
Catastrophe Risk Management
Wildfire Recovery: The Critical Role of Debris Removal Coverage
2025-02-06 | John Putnam
Catastrophe Risk Management
FAQs for Surviving Wildfire Losses—Los Angeles County 2025
2025-01-22 | Robin K Olson
