Risk Financing and Captives Articles

Latest Articles

Captives

Captives: The Harper Test

2025-01-03 | F Hale Stewart

Hale Stewart examines the history and current legal status of the three factors of the Harper test to determine whether a captive is valid for federal tax purposes.

Reinsurance

Some Thoughts on Reinsurance Security

2024-12-20 | Larry Schiffer

Larry Schiffer addresses why and how a ceding insurer secures the asset provided by the reinsurance arrangement.

Catastrophe Risk Management

Wildfire Smoke Claims: A Hidden Postwildfire Catastrophe

2024-11-22 | John Putnam

Smoke claims are as varied as the fires that cause them. John Putnam examines the characteristics, psychological dimensions, remediation issues, and dispute resolution challenges.

Catastrophe Risk Management

FAQs for Surviving Hurricanes Helene and Milton

2024-10-11 | Robin K Olson

IRMI offers assistance in the form of informative tips for dealing with insurance claims related to Hurricanes Helene and Milton.

Catastrophe Risk Management

FAQs for Surviving Tornado Losses

2024-09-30 | Robin K Olson

IRMI offers information about dealing with tornado insurance claims.

Reinsurance

The Honorable Engagement Clause

2024-09-25 | Larry Schiffer

While used less frequently nowadays, these provisions still appear in some reinsurance contracts. Larry Schiffer discusses their use.

Catastrophe Risk Management

Public-Private Partnerships and Wildfire Recovery

2024-08-30 | John Putnam

Collaborating on the insurance and noninsurance issues involved in the aftermath of a wildfire can help neighborhoods survive and endure. John Putnam explains.

Reinsurance

Reinsurance Information Up for Grabs

2024-06-21 | Larry Schiffer

There are also important reasons to seek reinsurance information and communications to assist in prosecuting or defending an insurance dispute. Larry Schiffer explains.

Catastrophe Risk Management

Collaborating To Prevent, Prepare for, and Recover from Wildfires

2024-05-17 | John Putnam

John Putnam examines the importance of grassroots strategies to address the risk of wildfires, including bringing stakeholders and agencies with wildfire experience together to combat the problem.