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Actuarial

The Law of Large Numbers

2024-05-03 | Gordon Thompson

Gordon Thompson reviews the underlying risk theories that support risk diversification by volume and by time, providing numerical examples.

Captives

Risk Distribution: A History and the Law of Large Numbers Fallacy

2024-05-02 | F Hale Stewart

Hale Stewart examines the origins of risk distribution and why the law of large numbers doesn't apply to insurance in the manner understood by the courts.

Catastrophe Risk Management

FAQs for Surviving Wildfire Losses—Texas 2024

2024-03-05 | Robin K Olson

IRMI offers information about dealing with wildfire insurance claims.

Reinsurance

Missing or Lost Reinsurance Contracts

2024-02-29 | Larry Schiffer

Legacy claims are often reported decades after an insurance policy has been issued and reinsured. Insurer insolvencies and mergers add to the problem. Larry Schiffer examines the challenges.

Catastrophe Risk Management

Homeowners Law and Ordinance Coverage Challenges

2024-02-09 | John Putnam

John E. Putnam shares his experience from three Colorado wildfires.

Reinsurance

Preclusive Effect of an Arbitration Award in a Reinsurance Dispute

2023-12-20 | Larry Schiffer

Larry Schiffer examines what happens when an arbitration award has been issued and a subsequent dispute arises over the same reinsurance contract.

Reinsurance

AI and Reinsurance

2023-10-06 | Larry Schiffer

Big data and predictive analytics have been used by the insurance and reinsurance markets for years. Larry Schiffer examines this latest trend.

Catastrophe Risk Management

FAQs for Surviving Hurricane and Flood Losses

2023-09-01 | Robin K Olson

IRMI offers assistance in the form of informative tips for dealing with insurance claims.

Reinsurance

Back-to-Back and Belly-to-Belly: Coextensive Reinsurance Coverage

2023-06-16 | Larry Schiffer

Larry Schiffer discusses the concept and importance of back-to-back reinsurance coverage.

Captives

Captives and Residual Value Insurance

2023-04-14 | F Hale Stewart

Hale Stewart relates the seminal case of R.V.I. Guar. Co. v.Commissioner and its importance to captives.

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