Expert Commentary

Courts and Coverage

Coverage for Ransomware Losses under Property Policies

David Knapp | February 28, 2020

Coverage for Ransomware Losses under Property Policies—If hardware has been impaired, there may be coverage, per David Knapp.

Defense and Settlement

Texas Court Adopts Time-on-the-Risk Allocation

Lyndon Bittle | February 28, 2020

Lyndon Bittle discusses the recent Vines-Herrin decision.

Reinsurance

Social Inflation: What Is It and Why Should Reinsurers Care?

Larry Schiffer | February 28, 2020

It brings unpredictability to insurance claims, warns Larry Schiffer, which impacts reinsurance.

Political Risk

The Coronavirus and Risk Governance

Daniel Wagner | February 21, 2020

New disasters require change in favor of the common good. Daniel Wagner explains why a new approach is needed.

Employee Hiring, Development, and Retention

Use Employment Assessments To Prevent Interviewer Bias

Mike Poskey | February 7, 2020

Mike Poskey recommends using employment assessments to help make accurate hiring decisions.

Workers Compensation Issues

20 Workers Comp Issues To Watch in 2020

Mark Walls, Kimberly George | February 7, 2020

Mark Walls and Kimberly George discuss issues they feel will be critical this year.

Establishing a Captive Program? Be Sure To Consider Business Purpose.

Hale Stewart | February 1, 2020

Hale Stewart discusses legitimate reasons for a captive, and taxes aren't on the list.

Subcontractor Performance Risk

Implementing SMART Risk Mitigation Plans

Cheri Hanes | January 31, 2020

Cheri Hanes recommends matching risk management measures to specific risks and ensuring implementation.

Construction Safety

Safety Practitioner's Interaction with Construction Crews

Peter Furst | January 31, 2020

Safety Practitioner's Interaction with Construction Crews—Peter Furst describes the complexity and importance of construction relationships.

Claims Practices

Insured's Obligation To Read the Insurance Policy

Barry Zalma | January 24, 2020

Most people do not read their insurance policy. Barry Zalma explains why they should.