Expert Commentary
Latest Articles
Environmental
Lenders and Environmental Liability
John Hannah | September 1, 2000
Unknown environmental problems are a far greater source of loss to lenders than fire, vandalism, theft, or title risks. This article examines the importance of environmental liability for all financial institutions and investors that hold or invest in loans where real estate is used as collateral
Workers Compensation Issues
Jurisdiction in Workers Compensation Cases
Jim Pocius | September 1, 2000
When it comes to workers compensation benefits, some states are much more generous than others. Learn how jurisdiction is determined, what problems can arise when more than one state is involved, and risk management tips for saving time and money.
Property Insurance
The New ISO Commercial Crime Program Hits the Streets
Linda Robinson | September 1, 2000
The joint ISO/SAA commercial crime program was replaced with separate ISO and SAA programs. This article summarizes the new ISO crime program, focusing on key differences between the old ISO/SAA forms and the new 2000 edition ISO commercial crime forms.
Reinsurance
Adventures in Contract Wording: The Effect of Ambiguous Reinsurance Contract Language
Larry Schiffer | September 1, 2000
This article examines some of the problems that can occur because of imprecise reinsurance contract language and what can be done to avoid this scenario.
Risk Management Technology
Risk Management for Your Website
Anita Schoenfeld | September 1, 2000
The key to determining how to approach your exposure to risk associated with Internet websites ultimately lies with a thorough risk analysis. If your risk analysis proves that certain threats to your websites can prove costly to your business, it may make sense to take action to limit your exposure.
Design and Professional Liability
AIA Standard Form Is an Acceptable "Allocation of Risk" between "Sophisticated Business Actors"
Kenneth Slavens | September 1, 2000
The Fourth Circuit court has ruled the accrual provision in AIA 11.3 to be enforceable. The court held that the clause, which determines when the statute of limitations begins to run, is not against public policy. Ken Slavens discusses.
Design and Professional Liability
Insurance for Architect- and Engineer-Led Design-Build Projects
David Collings | August 1, 2000
This article reviews the liability insurance typically purchased by architects and engineers, and examines how well it works in design-build settings.
Workers Compensation Issues
The Employee Leasing Decision
Christine Fuge | August 1, 2000
Employee leasing offers a variety of benefits, including a possible reduction in net expenses. However, it is not a strategy without risk. IRMI reviews some of the issues to assess when considering this option.
Enterprise Risk Management
Enterprise Risk Management in the Financial Services Industry: Still a Long Way to Go
Jerry Miccolis | August 1, 2000
The promise of ERM for financial services managers is that it can help them systematically make business decisions that contemplate all types of risk (e.g., event risks, operational risks, and financial risks). But, how close is this industry to realizing the promise of ERM? A recent Tillinghast-Towers Perrin survey reveals the answer.
Construction Safety
Contractor Qualification
Ron Prichard | August 1, 2000
The first step in a sound construction risk management program is the selection of a qualified contractor. This article provides a methodical process of evaluating and comparing contractor qualifications.
Workers Compensation Issues
Jurisdiction in Workers Compensation Cases
Jim Pocius | September 1, 2000
Property Insurance
The New ISO Commercial Crime Program Hits the Streets
Linda Robinson | September 1, 2000
Reinsurance
Adventures in Contract Wording: The Effect of Ambiguous Reinsurance Contract Language
Larry Schiffer | September 1, 2000
Design and Professional Liability
AIA Standard Form Is an Acceptable "Allocation of Risk" between "Sophisticated Business Actors"
Kenneth Slavens | September 1, 2000
Design and Professional Liability
Insurance for Architect- and Engineer-Led Design-Build Projects
David Collings | August 1, 2000
Enterprise Risk Management
Enterprise Risk Management in the Financial Services Industry: Still a Long Way to Go
Jerry Miccolis | August 1, 2000
