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Highway Loss Data Institute

Highway Loss Data Institute (HLDI)

Definition

A nonprofit research organization that publishes insurance loss statistics on most automobile, SUV, pickup truck, and motorcycle models on U.S. highways. Sponsored by the automobile insurance industry, HLDI publishes comprehensive analyses of losses under several insurance coverages—(1) collision, (2) comprehensive, including theft, (3) bodily injury (BI) liability, (4) property damage (PD) liability, (5) personal injury protection (PIP), and (6) medical payments. The database includes more than 150 million individual passenger vehicles, which is about 80 percent of all privately insured vehicles on the road. An affiliated organization is the Insurance Institute for Highway Safety (IIHS). 

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