Earthquake coverage is typically excluded (along with other earth movement) from most property insurance policies, except ensuing fire.
Earthquake coverage is typically excluded (along with other earth movement) from most property insurance policies, except ensuing fire.
In most cases, earthquake coverage must be purchased by endorsement to a difference-in-conditions (DIC) policy or to an all risks policy. Normally, the coverage provided is subject to a per occurrence sublimit, an annual aggregate limit, and a separate deductible.