Insurance Services Office, Inc. (ISO), commercial property insurance forms that
establish and define the causes of loss (or perils) for which coverage is
provided. A causes of loss form is combined with one or more coverage forms,
the commercial property conditions form, the common policy conditions form, and
the declarations to make up an ISO commercial property policy. There are three
causes of loss forms: the basic, broad, and special causes of loss forms. The
basic and broad causes of loss forms are named perils forms; they provide
coverage for loss from only the particular causes that are listed in the policy
as covered. The special causes of loss form is an all risks form; it provides
coverage for loss from any cause except those that are specifically excluded.
See also All
risks coverage; Basic
causes of loss; Broad
causes of loss; Declarations; Insurance
Services Office, Inc.; Named
Perils coverage; Special
causes of loss.