Glossary

Critical illness insurance refers to a limited form of health insurance that pays a lump sum if the named insured is diagnosed as having one of the specific life-threatening conditions defined in the policy.

A critical recommendation is a loss control suggestion made by an insurer to its insured that is considered essential to avoid imminent loss of property or injury.

Criticism refers to a correction suggested by a rating bureau, which, if not complied with, can result in a fine.

Crop-hail insurance is an insurance policy, marketed and underwritten by private insurers, that covers hail damage to insured crops.

A cross-complainant is the "plaintiff" named in the cross-complaint.

A cross-complaint is an action brought by the defendant against the plaintiff or brought by one party against a co-party (such as a defendant against a codefendant).

A cross-defendant is the party named as a defendant in the cross-complaint.

Cross-docking is a warehouse's value-added service that assigns the responsibility for taking in shipments from one carrier and rerouting them quickly to another means of transport that carries the property on the next leg of its route.

A cross-indemnity agreement is a form of indemnity that is often used in energy industry and chemical industry contracts.

Cross-liability coverage is coverage in connection with a suit brought against an insured by another party that has insured status under the same policy. Cross-liability coverage is provided as an intrinsic feature of the standard commercial general liability (CGL) policy by means of the "separation of insureds" condition. Some umbrella and professional liability policies contain insured-versus-insured exclusions that eliminate cross-liability coverage.