Operators Extra Expense (OEE)

Optimization

Optimum Level of Risk Retention

Option

Option Backdating

Option Instruments

Option Spring-Loading

Optionally Renewable

Opt-Out Lawsuits

Ordinance or Law Coverage

Ordinary Construction

Ordinary Life

Ordinary Payroll Limitation or Exclusion Endorsement

Organizational Documents

Organizational Risk

Organizing

Original Age

Original Age Conversion

Original Gross Premium (OGP)

Original Insurer

Ostensible Agency Liability

Osteopath

Other Insurance Clause

Other States Coverage

Other Structures

Other Underwriting Income

Other-Than-Collision Coverage

Out of Employment

Outcomes Measurement

Outer Continental Shelf

Outer Continental Shelf Lands Act (OCSLA) of 1953

Out-of-Pocket Costs

Out-of-Pocket Limit (OOP)

Outplacement

Outside Directors

Outside Directorship Liability Coverage

Outstanding Loss Reserves (OSLR)

Outstanding Losses

Outstanding Premiums

Overall Operating Ratio

Overhead Expense Insurance

Overinsurance

Overlapping Insurance

Over-Line

Override

Overriding Commission

Overtime Surcharge

Owner Controlled Insurance Program (OCIP) - see Controlled Insurance Program (CIP)

Owner-Claimant Rule

Owner-Operator