Claims, Case Law, and Legal Articles
Latest Articles
Claims Practices
Insurer Has No Duty to Accept Absurd Settlement Offer
2023-10-12 | Barry Zalma
Barry Zalma relates a recent case where the insurer was under no legal duty to its insured to accept more than five times the policy limit.
Claims Practices
Notice-Prejudice Rule Doesn't Apply to Claims-Made-and-Reported Policy
2023-07-21 | Barry Zalma
Barry Zalma relates a recent Kentucky Supreme Court case.
Construction Law
Construction Business in Challenging Times
2023-07-07 | Robert J Miletsky
Fulfilling contracts and being paid and dealing with undocumented workers are critical issues for construction firms. Robert Miletsky explains.
Claims Practices
Mortgagee Has No Right to Insurance Proceeds after Debt Paid
2023-05-12 | Barry Zalma
Barry Zalma relates a case holding that satisfaction of a mortgage eliminates the right of the mortgagee to recover from a homeowners policy.
Claims Practices
Building Must Fall to Trigger Collapse Coverage
2023-01-04 | Barry Zalma
Where policy requires an abrupt collapse, the court rules no coverage for a still-standing building. Barry Zalma explains.
Regulation and Compliance
How Are Commercial Service Contracts Regulated?
2022-12-01 | Aaron E Lunt
Aaron Lunt discusses the key considerations in determining how states regulate business service contracts.
Claims Practices
Insured's Release of Insurer Defeats Claim of Third Party
2022-08-05 | Barry Zalma
An assignment of claim against insurers after insureds sign a release is worthless. Barry Zalma relates the case.
Courts and Coverage
Courts Rule on Insurance for Violations of Biometric Privacy Laws
2022-07-15 | David M Knapp
Recent decisions address whether a policy exclusion bars coverage. David Knapp relates the cases and issues.
Regulation and Compliance
New Enhancements to Auto Service Contract Laws
2022-06-15 | Aaron E Lunt
Aaron Lunt examines the legislative status of auto protection products.
Claims Practices
Appreciative Inquiry—A Transformational Change Management Tool
2022-05-12 | Peter G Furst
Peter Furst explains this tool for improving business outcomes by focusing on the potential for future enhancements.
Claims Practices
Notice-Prejudice Rule Doesn't Apply to Claims-Made-and-Reported Policy
2023-07-21 | Barry Zalma
Claims Practices
Mortgagee Has No Right to Insurance Proceeds after Debt Paid
2023-05-12 | Barry Zalma
Courts and Coverage
Courts Rule on Insurance for Violations of Biometric Privacy Laws
2022-07-15 | David M Knapp
Claims Practices
Appreciative Inquiry—A Transformational Change Management Tool
2022-05-12 | Peter G Furst