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Environmental

Avoiding Common Insurance Certificate Errors

David Dybdahl | July 17, 2015

While insurance regulators and professional organizations have focused on creating clarity, Dave Dybdahl says they have done anything but.

Property Insurance

"Decay" Includes Gradual Deterioration

Jay Levin | July 17, 2015

Jay Levin relates a case holding that the term "decay" in a property insurance policy's coverage extension for "collapse" should be construed broadly.

Design and Professional Liability

Contractor Project Delivery Methods: Test Your Knowledge!

Jeff Slivka | July 10, 2015

Challenge your understanding of project delivery methods and contractors' professional liability risks with our interactive quiz.

Liability Insurance

Pennsylvania Adopts "First Manifestation Rule" as the CGL Coverage Trigger

Craig Stanovich | July 3, 2015

Confusing the occurrence with the resulting bodily injury or property damage results in wrongly decided insurance law, per Craig Stanovich.

Additional Insured Issues

Misapplication of the Employers Liability Exclusion in CGL Policies: Precluding Coverage for Non-Employer Insureds

Gregory Podolak | June 19, 2015

Gregory Podolak discusses why upstream parties should not rely on assumptions regarding protections available under employers liability exclusions.

Construction Safety

Organizational Culture Drives (Safety) Performance

Peter Furst | June 19, 2015

We need a paradigm shift in how we manage the safety process. Peter Furst examines the issues.

Insurance Agent E and O

Avoid Agent E&O When Handling Problem Claims

Brent Winans | June 5, 2015

Agents can provide clients much needed service and advocacy at claim time, but, as Brent Winans shows, it can be at their own peril.

Reinsurance

The Interplay between Fronting and MGA Arrangements

Larry Schiffer | May 29, 2015

Frequent reporting, auditing, and spot-checking are critical to maintaining a healthy managing agency arrangement. Larry Schiffer explains.

Builders Risk Insurance

Builders Risk: Separation of Insureds Clause

Steven Coombs | May 22, 2015

Most builders risk policies do not address this issue. Steve Coombs says industry action is needed.

Valuation of Insurance Organizations

Trends in Energy Insurance and the Impact of Falling Oil Prices

Jeff Balcombe | May 15, 2015

Jeff Balcombe looks at the effect of declining oil prices on the energy insurance industry and the value of such insurers.

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