Expert Commentary

Latest Articles

Time Element

The Essential Equation: A Formula for Determining Business Interruption Loss

Daniel Torpey | September 28, 2018

Daniel Torpey explains that the most fundamental elements in resolving claims are a correct application of the BI formula and the integrity of the calculations behind it. Examples are provided.

Cyber and Privacy Risk and Insurance

A Summary of the California Consumer Privacy Act of 2018

Melissa Krasnow | September 28, 2018

Melissa Krasnow provides a brief overview of recent legislation entitled California Consumer Privacy Act of 2018.

Insurance Agent E and O

Agent E&O Tips from the Streets in Rhyming Tweets

Brent Winans | September 28, 2018

In a novel approach to providing agents and brokers advice, Brent Winans offers his recommendations.

Cyber and Privacy Risk and Insurance

Leadership in Developing Cultures of Security

Mark Lanterman | September 21, 2018

Effective cyber security measures are only as strong as the leadership that supports them, per Mark Lanterman.

Personal Lines Insurance

What Exactly Is Actual Cash Value? Better Yet, How Do You Calculate It?

Mike McCracken | September 21, 2018

Why are there so many problems surrounding the issue of ACV at claim time? Mike McCracken explores the reasons in various jurisdictions.

Liability Insurance

More Coverage Misconceptions of the CGL Policy

Craig Stanovich | September 21, 2018

Craig Stanovich examines additional areas of coverage that are often misconstrued.

Liability Insurance

Some Common Coverage Misconceptions of the CGL Policy

Craig Stanovich | September 21, 2018

The duty to defend, punitive damages, coverage for your work, completed operations, and an additional insured's sole negligence are some of the areas discussed by Craig Stanovich.