Expert Commentary

Latest Articles

Time Element

Contingent Business Interruption: Getting All the Facts

Daniel Torpey | April 19, 2019

Today's risk managers look to contingent business interruption insurance to soften the financial impact of events outside their control. Daniel Torpey explains what it is and what it does.

Claims Management

Examining WC Waivers of Subrogation

April 12, 2019

While often required by contract, waivers pose significant risk to subcontractors' loss experience. Glenn Brown explains.

Environmental

Avoid Common Errors with Environmental Risks and Insurance

David Dybdahl | April 12, 2019

David Dybdhal shows why insurance buyers are often inadequately insured for contamination risks.

Maritime Law

US Supreme Court Expands Maritime Products Liability Duty To Warn

Michael Orlando | April 12, 2019

Mike Orlando relates a plaintiff-friendly decision leaving manufacturers in a quandary regarding maritime product liability duty to warn.

Current Trends and Issues

Disclosing Policy Limits in Liability Claims: A Landmine for Bad Faith

Tim Ryles | April 12, 2019

Tim Ryles asks whether failure to provide personal policy limits information in the absence of litigation establishes a case for bad faith.

Personal Risk Management

Estate Planning Strategies That Cause Major Insurance Coverage Gaps

Kurt Thoennessen | April 12, 2019

Estate Planning Strategies That Cause Major Insurance Coverage Gaps—Insurance specialist help is invaluable, per Kurt Thoennessen.

Subcontractor Performance Risk

Subcontractor Operational Prequalification

Cheri Hanes | April 12, 2019

Many contractors face challenges on the crucial, nonfinancial side of prequalification. Cheri Hanes explains.

Claims Practices

Purchasing Higher Deductibles Than Desired Is Not Broker Negligence

Barry Zalma | April 12, 2019

Barry Zalma relates a case where the policy didn't provide the coverage expected.

Professional, D and O, and Fiduciary Liability

More Dangers Lurking in Claims-Made Policy Forms

Frederick Fisher | April 5, 2019

More Dangers Lurking in Claims-Made Policy Forms—Fred Fisher looks at more pitfalls: EPLI policy definitions and claim and incident reporting provisions.