Expert Commentary

Regulation and Compliance

What in the World Is a Motor Vehicle Service Contract?

Aaron Lunt | March 18, 2016

Motor vehicle service contracts are defined, differ from insurance, and are regulated.

Claims Management

Managing Claims for the Benefit of Consumers

Christopher Mandel | March 18, 2016

Whether occupational or injury or property casualty insurance claims, put consumers first.

Reinsurance

Allocation in the Mind of the Ceding Insurer

Larry Schiffer | March 11, 2016

Where long-tail claims span many years and policies, Larry Schiffer explains allocation may be more art than science.

Big Data and Predictive Analytics

Insurance Company Data-Driven Opportunities

Dale Halon | March 4, 2016

Insurance Company Data-Driven Opportunities -- Dale Halon advises using the wide availability of data and technology to grow your company.

Workers Compensation Issues

20 Workers Comp Issues To Watch in 2016

Mark Walls, Kimberly George | March 4, 2016

In this article, Mark Walls and Kimberly George discuss important, current topics.

Captives

Captive Feasibility Studies—Necessary?

Donald Riggin | February 26, 2016

Don Riggin compares various types of feasibility studies and the value—or not—of each.

Claims Practices

Installation of Defective Product Is Not Physical Damage

Barry Zalma | February 26, 2016

Barry Zalma relates a case holding that actual physical injury is required for CGL coverage.

Courts and Coverage

Texas Recognizes Loss-of-Use Damages in Total Destruction Cases

Brent Cooper | February 12, 2016

Resolving a split in appellate courts, Brent Cooper relates a recent Texas Supreme Court decision.

Environmental

Fixed-Price Contracts Using Cost-Cap Alternatives for Environmental Cleanup

Michael Hill | February 12, 2016

Michael Hill explains how this option can facilitate cleanups that otherwise could take years just to begin.

Protecting Teen Drivers

Timothy O'Brien | February 12, 2016

Keeping children safe—not insurance costs—should be parents' primary focus. Tim O'Brien provides strategies.