Expert Commentary
Latest Articles
Construction Safety
Construction Operational Factors' Relation to Accidents
Peter Furst | June 23, 2023
Peter Furst examines underlying risk factors that are not commonly considered.
Construction Safety
Going Beyond the Appearance of Safety in Construction
TJ Lyons | June 23, 2023
Building a structure where injuries are unlikely to happen begins with design. TJ Lyons explains.
Cyber and Privacy Risk and Insurance
Cyber Risk Management in the Age of ChatGPT
Mark Lanterman | June 16, 2023
Risk managers need to consider artificial intelligence as it relates to their organization's risk appetite. Mark Lanterman explains.
Reinsurance
Back-to-Back and Belly-to-Belly: Coextensive Reinsurance Coverage
Larry Schiffer | June 16, 2023
Larry Schiffer discusses the concept and importance of back-to-back reinsurance coverage.
Employee Well-Being
HR and Employment Law Support Workplace Mental Health
Sally Spencer-Thomas | June 16, 2023
Human resources (HR) departments, supported by employment law expertise, play a vital role in creating a mentally healthy work environment.
Design and Professional Liability
Design Liability: The Procurement Phase
May 31, 2023
This new series of articles by American Global explores progressive design build. This first article examines design-build procurement best practices and the measures contractors and designers can take to reduce or mitigate risk of loss.
Valuation of Insurance Organizations
2022 Insurance Year in Review: Post-COVID-19
Todd Fries | May 31, 2023
Most sectors of the insurance industry continued to rebound from the impacts of the pandemic. Todd Fries discusses the key drivers and how the hard market impacted these areas.
Additional Insured Issues
High Court Rules Exxon Owed Additional Insured Coverage under Umbrella Policies
Jes Alexander | May 16, 2023
The recent Texas Supreme Court ruling involving Exxon highlights important lessons to craft an effective transfer of risk program regarding additional insured coverage.
Surety
Surety Outlook and Underwriting Changes in Work-in-Progress
May 12, 2023
American Global looks at how the construction industry should combat inflationary pressures by maintaining surety relationships and capacity.
Claims Practices
Mortgagee Has No Right to Insurance Proceeds after Debt Paid
Barry Zalma | May 12, 2023
Barry Zalma relates a case holding that satisfaction of a mortgage eliminates the right of the mortgagee to recover from a homeowners policy.
Construction Safety
Construction Operational Factors' Relation to Accidents
Peter Furst | June 23, 2023
Cyber and Privacy Risk and Insurance
Cyber Risk Management in the Age of ChatGPT
Mark Lanterman | June 16, 2023
Reinsurance
Back-to-Back and Belly-to-Belly: Coextensive Reinsurance Coverage
Larry Schiffer | June 16, 2023
Employee Well-Being
HR and Employment Law Support Workplace Mental Health
Sally Spencer-Thomas | June 16, 2023
Valuation of Insurance Organizations
2022 Insurance Year in Review: Post-COVID-19
Todd Fries | May 31, 2023
Additional Insured Issues
High Court Rules Exxon Owed Additional Insured Coverage under Umbrella Policies
Jes Alexander | May 16, 2023
Claims Practices
Mortgagee Has No Right to Insurance Proceeds after Debt Paid
Barry Zalma | May 12, 2023