Expert Commentary
Latest Articles
Builders Risk Insurance
Soft Costs and Rental Value Coverages Denied for Additional Named Insured
Steven Coombs | April 26, 2024
A recent case reveals potential problems with a builders risk policy when issued to a project contractor. Steven Coombs explains.
Subcontractor Performance Risk
Building a Construction Sustainability Team
Cheri Hanes | April 26, 2024
Folding sustainability requirements into construction is not an insurmountable challenge and can present new opportunities, per Cheri Hanes.
Commercial Property
Matching Problem in Property Insurance Claims
Catherine L Trischan | April 19, 2024
Whether coverage applies depends on the policy language, state statutes and regulations, and common law. Catherine Trischan explains.
Political Risk
Climate Change and the Insurance Crisis
Daniel Wagner | April 3, 2024
As the occurrence of natural disasters continues to escalate, US insurers are responding by refusing to write coverage for them. Daniel Wagner looks at the problem and possible responses.
Design and Professional Liability
Optimizing Professional Protective Indemnity Coverage
Jeff Slivka | April 2, 2024
Protective indemnity coverage can be simply explained. But to truly understand this coverage part, you need to understand the details, per Jeff Slivka.
Political Risk
Achieving Enlightened Decision-Making in the Polycrisis Era
Daniel Wagner | April 1, 2024
Daniel Wagner explains the polycrisis era and how it will be a time of tremendous difficulty and change—but also an opportunity—for risk managers.
Construction Safety
Eliminate the Practice, Eliminate the Claim
TJ Lyons | March 29, 2024
TJ Lyons recommends changes in construction practices that will prevent injuries, claims, and litigation.
Claims Practices
Pollution Exclusion Deters Corporations from Polluting
Barry Zalma | March 29, 2024
Barry Zalma relates a case where the insureds' dumping toxins into the city's sewer system clearly fell within the policy's pollution exclusion.
Cyber and Privacy Risk and Insurance
NIST Cybersecurity Framework 2.0 and Risk Management
Mark Lanterman | March 21, 2024
Organizations need to stay ever vigilant against cyber risks. Mark Lanterman examines this resource aimed at helping protect critical infrastructure.
Businessowners Policies (BOP)
What Is a Micro-Business and How Can You Insure It with a Micro-BOP?
Edgar Martinez | March 8, 2024
Micro-businesses often do not have adequate insurance for their needs. In this Expert Commentary by Edgar Martinez, IRMI provides helpful information on micro-businessowners policies (micro-BOPs).
Builders Risk Insurance
Soft Costs and Rental Value Coverages Denied for Additional Named Insured
Steven Coombs | April 26, 2024
Subcontractor Performance Risk
Building a Construction Sustainability Team
Cheri Hanes | April 26, 2024
Commercial Property
Matching Problem in Property Insurance Claims
Catherine L Trischan | April 19, 2024
Design and Professional Liability
Optimizing Professional Protective Indemnity Coverage
Jeff Slivka | April 2, 2024
Political Risk
Achieving Enlightened Decision-Making in the Polycrisis Era
Daniel Wagner | April 1, 2024
Claims Practices
Pollution Exclusion Deters Corporations from Polluting
Barry Zalma | March 29, 2024
Cyber and Privacy Risk and Insurance
NIST Cybersecurity Framework 2.0 and Risk Management
Mark Lanterman | March 21, 2024
Businessowners Policies (BOP)
What Is a Micro-Business and How Can You Insure It with a Micro-BOP?
Edgar Martinez | March 8, 2024
