Expert Commentary
Latest Articles
Captives
Actuarial Projections and the Captive
Michael R. Mead | November 1, 2002
Actuaries are crucial to the formation and success of captives. Michael Mead discusses the role of the actuary in understanding claims, establishing premiums, and projecting profits.
Construction Safety
The Value of Safety
Ron Prichard | November 1, 2002
In a continuing series on construction safety, Ron Prichard discusses why safety deserves placement in an organization as a value, and some of the obstacles to be overcome.
Time Element
Business Interruption—What Does "Suspension" Mean?
Douglas Berry | November 1, 2002
Doug Berry examines the conflicting court opinions regarding the meaning of "suspension" when a claim for business interruption based on a partial closing is denied.
Professional, D and O, and Fiduciary Liability
Non-Practicing Extensions in Professional Liability Insurance Policies
Robert Bregman | November 1, 2002
Liability claims can be made against insureds even after they cease to practice their professions. Robert Bregman discusses the importance of non-practicing extensions in professional liability insurance policies.
Employment Practices
The Sarbanes-Oxley Act of 2002: Expanded Whistleblower Protection
Paul Siegel | November 1, 2002
Paul Siegel discusses the employment-related provisions, procedures, and implications of the recently enacted "whistleblower" act, which became law July 30.
Design and Professional Liability
Design Disclaimers and Implied Warranties
Kenneth Slavens | November 1, 2002
Citing a recent case, Ken Slavens discusses the importance of precise language used in disclaimers that are part of design packages.
Environmental
Environmental Risk in Retail: Exposures and Solutions
Alan Bressler | October 1, 2002
Alan Bressler examines the environmental risks in retail operations and presents the relevant risk transfer products designed to mitigate these exposures.
Workers Compensation Issues
Can Workers Agree To Waive Workers Compensation Rights in Arbitration and Waiver Agreements?
Jim Pocius | October 1, 2002
Jim Pocius provides his response to the question: Would the Federal Arbitration Act supersede any workers compensation state law and allow these cases to be arbitrated?
Market Practices
What Constitutes a Full Underwriting Submission
Peter Polstein | October 1, 2002
Peter Polstein describes the elements that are included in a full underwriting submission, using a recent casualty renewal as an example
Construction Safety
The Cost of Safety
Ron Prichard | October 1, 2002
Setting an organization up to track safety costs can be a complicated and time-consuming process. Ron Prichard examines some ways to approach the task.
Professional, D and O, and Fiduciary Liability
Non-Practicing Extensions in Professional Liability Insurance Policies
Robert Bregman | November 1, 2002
Employment Practices
The Sarbanes-Oxley Act of 2002: Expanded Whistleblower Protection
Paul Siegel | November 1, 2002
Design and Professional Liability
Design Disclaimers and Implied Warranties
Kenneth Slavens | November 1, 2002
Workers Compensation Issues
Can Workers Agree To Waive Workers Compensation Rights in Arbitration and Waiver Agreements?
Jim Pocius | October 1, 2002
