Expert Commentary
Latest Articles
Property Insurance
Crime Insurance—The Other Property Policy
William Austin | March 1, 2009
William Austin examines how ISO crime policies provide theft coverage to replace that excluded in commercial property policies.
Personal Lines Insurance
The Underwriting Submission—Homeowners Insurance
Elise Farnham | March 1, 2009
Elise Farnham shows how important it is for producers to focus on understanding all of the risk exposures.
Reinsurance
Clash Cover Reinsurance and Economic Catastrophe Losses
Larry Schiffer | March 1, 2009
Typically, reinsurance arrangements do not require security to obtain performance, but in this economic downturn, many ceding insurers are. Larry Schiffer explains.
Claims Management
Workers Compensation Reserves—Dollars and Sense
February 1, 2009
William Quinn explains how improper loss reserving can affect insurers and employers, and should be monitored closely.
Time Element
Challenges in Assessing a Business Interruption Claim
Paul Haynes | February 1, 2009
Paul Haynes provides operational definitions of business interruption and examples of problems due to external conditions and coverage confusion.
Enterprise Risk Management
The Role of the CIO in the Risk Intelligent Enterprise
Mark Layton | February 1, 2009
CIOs must redefine their roles and become more creative, proactive, innovative, and strategic than ever before.
Liability Insurance
CGL Insurance and the Question of Intent
Steven Rawls | February 1, 2009
Steven Rawls examines court decisions on whether the CGL covers intentional acts by the insured where injuries or damages are substantially certain to occur.
Structured Insurance Programs
Donald Riggin | February 1, 2009
Don Riggin outlines the issues surrounding structured insurance programs.
Current Trends and Issues
Fraud and Abuse or Abuse of Fraud: Do Insurance Antifraud Laws Tip the Scales against Insureds?
Tim Ryles | February 1, 2009
Tim Ryles explains that the rise in antifraud laws raises questions about the impact on the insurer-insured relationship and the regulatory process itself.
Employment Practices
Should Employers "Google" Applicants?
Paul Siegel | February 1, 2009
Paul Siegel summarizes the advantages and disadvantages of using Internet resources to gather information on job applicants.
Personal Lines Insurance
The Underwriting Submission—Homeowners Insurance
Elise Farnham | March 1, 2009
Enterprise Risk Management
The Role of the CIO in the Risk Intelligent Enterprise
Mark Layton | February 1, 2009
Current Trends and Issues
Fraud and Abuse or Abuse of Fraud: Do Insurance Antifraud Laws Tip the Scales against Insureds?
Tim Ryles | February 1, 2009
