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Expert Commentary


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Ethics

Ethics and the Insurance Agent: "C'mon, Little Sister!"

George Head | February 1, 2008

February is Ethics Awareness Month. Dr. George Head poses an ethical dilemma for readers to ponder.

Personal Risk Management

Time to Standardize Personal Umbrella Insurance Policies

Jack Hungelmann | February 1, 2008

Jack Hungelmann points out the problems of not having standardized umbrella policies.

Employment Practices

New York Steps Up Employment Compliance Oversight

Paul Siegel | February 1, 2008

Paul Siegel tells how the State Division of Human Rights is now investigating administrative complaints of discrimination more aggressively.

Construction Defect Coverage

The Year of the Occurrence: 2007 Defective Construction Insurance Cases in Review

Patrick Wielinski | February 1, 2008

Pat Wielinski reviews litigation involving the CGL definitions of "occurrence" and "property damage."

Claims Practices

Insurer Must Go to Trial on Allegations of a Fraudulent Settlement

Barry Zalma | February 1, 2008

Barry Zalma shows why insurers who settle with a general release may not be able to close the claim.

Environmental

"Suits" under a 1973 CGL Insurance Policy

Richard Scislowski | February 1, 2008

ISO did not define "suit," so courts were divided, particularly in pollution cleanup cases. Rich Scislowski explains.

Reinsurance

Keeping the Information Flowing: Loss Notice and Reporting Clauses in Reinsurance Contracts

Larry Schiffer | February 1, 2008

Larry Schiffer discusses these clauses and some of the ramifications that flow from the obligation to report and provide notice of claims.

Construction Safety

Enterprise Safety Management: Creating a Framework

Peter Furst | January 19, 2008

Peter Furst looks at the safety procedures, people focus, operational focus, and organizational systems necessary to ensure an injury-free workplace.

Corporate Fraud Prevention

Importance of a Strong Fraud Policy

Scott Langlinais | January 1, 2008

Scott Langlinais advises firms to adopt, reiterate frequently, enforce, and reevaluate their codes of conduct.

Internal Controls

Efficient Samples for Control and Audit

Matthew Leitch | January 1, 2008

Matthew Leitch explains how the logic and calculations required for the Bayes's Rule approach are surprisingly simple, intuitive, and practical.