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Continuous Performance Improvement

Deming's Point #14 as Applied to the Insurance Industry

John Pryor | January 1, 2009

John Pryor outlines W. Edwards Deming's Point 14: start as soon as possible; have everyone participate; strive for quality.

Courts and Coverage

Underinsured Motorist Insurance: Prerequisites before Coverage Applied

Brent Cooper | January 1, 2009

Brent Cooper relates a Texas decision showing a further entrenchment in the plain-and-ordinary meaning test.

Claims Practices

Insurance Fraud

Barry Zalma | January 1, 2009

Barry Zalma explains that insurance fraud can only be defeated by a thorough investigation by claimspersons, investigators, and insurance coverage counsel.

Property Insurance

Concerns and Resolutions for Property Risk Management in 2009

William Austin | January 1, 2009

William Austin says risk managers need to take stock of risks and exposures in their organizations.

Personal Lines Claims

Avoiding Bad Faith Allegations in Excess Loss Situations

Elise Farnham | January 1, 2009

Elise Farnham discusses steps claim professionals can take to avoid bad faith situations and minimize damage if they encounter them.

Construction Safety

Construction Blasting Risk Management

Peter Furst | December 1, 2008

There are many forms of risk associated with blasting work. Peter Furst explains that despite these risks, blasting can be performed without incident.

Liability Insurance

Trigger Theories and the CGL

Craig Stanovich | December 1, 2008

Craig Stanovich explains that trigger theories can only affect when the bodily injury or property damage is determined to have occurred.

Reinsurance

Turnabout Is Fair Play—Reinsurers Now Have Credit-Risk Worries

Larry Schiffer | December 1, 2008

Larry Schiffer explores the developing trend by reinsurers to require contractual provisions that protect them against the credit risk associated with their reinsureds.

Employment Practices

Eleventh Circuit Court Requires Comparables "Similarly Situated in All Respects"

Paul Siegel | December 1, 2008

Paul Siegel relates a case where, to prove employment discrimination, plaintiffs must show the comparator's misconduct be nearly identical to their own.

Enterprise Risk Management

Where Was ERM?

Chris Duncan | November 1, 2008

Chris Duncan looks at what can we learn from the current financial debacle to make ERM more effective in the future.