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Courts and Coverage

Injury-in-Fact Coverage Trigger—HO Policy View

Brent Cooper | October 1, 2008

Brent Cooper looks at Don's Building Supply and its application to the Texas Homeowners Insurance Policy HO-B.

Construction Safety

Construction Project Audits—Examples of Poor Practices

TJ Lyons | October 1, 2008

TJ Lyons shows through photos things to look for during a construction site tour.

Claims Practices

The Examination under Oath

Barry Zalma | October 1, 2008

Barry Zalma explains why this is an important tool to help insureds prove their loss or to allow an insurer to examine the proofs of loss to avoid potential fraud.

Liability Insurance

Care, Custody, or Control Exclusion in the CGL

Craig Stanovich | October 1, 2008

Craig Stanovich describes how small changes in circumstances can result in totally different outcomes as to whether property is in the care, custody, or control of the insured.

Corporate Fraud Prevention

Seek the Symptoms of Fraud

Scott Langlinais | September 1, 2008

Scott Langlinais advises to forget the fraud triangle and fraud diamond. Focus on the root causes.

Current Trends and Issues

Insurer's Duty at the Outset of a Personal Lines Claim

Tim Ryles | September 1, 2008

Tim Ryles explains why insurers have an affirmative duty to advise first-party insureds of their rights and obligations under an insurance policy.

Surety

Killer Bond Forms and Contract Provisions—Part 3

Marilyn Klinger | August 16, 2008

Marilyn Klinger delves further into coverage limitations, when the obligee completes, waiving defenses, subdivision bonds, and more.

Personal Risk Management

Risk Management for Weddings

Jack Hungelmann | August 16, 2008

Weddings bring with them special risks not always covered by auto, home, or even umbrella policies. Jack Hunglemann explains.

Litigation Management

Litigation Best Practices—Lessons from Risk Manager of the Year

Michael Boutot | August 1, 2008

Michael Boutot interviews the Business Insurance Risk Manager of the Year who provides some yardsticks and takeaways to improve litigation management processes and outcomes.