Expert Commentary

Claims Practices

California Allows Stacking of CGL: a Case of First Impression and Importance

Barry Zalma | December 1, 2012

Barry Zalma relates a California case holding that each insurer must pay its limits for each policy year it had a policy in effect.

Personal Risk Management Services: More Than Just Insurance

Timothy O'Brien | November 9, 2012

There are many personal risk management strategies available to consumers. Timothy O'Brien discusses a few.

Employee Hiring, Development, and Retention

Best Practices in Hiring

Mike Poskey | November 1, 2012

If a job candidate looks good on paper and looks good in the interview, one would naturally assume this candidate would be a good fit for the job. While it sounds logical, it doesn't always work out that way. Mike Poskey reviews.

Nanotechnology

EPA Review Process May Cloud Nanosilver's Future

William Rogers | November 1, 2012

The EPA's nanosilver registration review docket is likely to accelerate the pace of scientific inquiry into the safety of engineered nanomaterials.

Property Insurance

Builders Risk Insurance: Is It Always Necessary?

William Austin | November 1, 2012

William Austin looks at the need for builders risk insurance.

Liability Insurance

The Claims-Made CGL Policy

Craig Stanovich | November 1, 2012

The poor reputation of the claims-made CGL policy is often based on misinformation. Craig Stanovich provides his insight.

Environmental

Hydraulic Fracturing Damages Excluded by CGL Pollution Exclusion

Kent Holland | October 1, 2012

The limited pollution coverage available by endorsement is not sufficient to manage hydraulic fracturing risks. Kent Holland relates a recent case.

Captives

Captive Loan-Backs versus Corporate Receivables

Donald Riggin | October 1, 2012

An interesting alternative to loan-backs is receivables factoring to convert a nonliquid asset into cash, per Don Riggin.

Nanotechnology

International Standards for Safety Data Sheets Are Coming for Manufactured Nanomaterials

William Rogers | October 1, 2012

All those involved in manufactured nanomaterials should be poised to obtain ISO 13329 once it is published, advises William Rogers, and take immediate steps to ensure compliance.

Current Trends and Issues

Resources for Identifying Standards of Conduct for Insurance Producers

Tim Ryles | October 1, 2012

Tim Ryles looks at occupational standards of entry and retention, and relevant ethical codes.