Expert Commentary
Latest Articles
Cyber and Privacy Risk and Insurance
Colorado Artificial Intelligence Law: Deployer Disclosure Requirements
Melissa Krasnow | September 12, 2025
Consumers must be notified when and how AI systems are used. Melissa Krasnow looks into some of the specifics.
Cyber and Privacy Risk and Insurance
Colorado Artificial Intelligence Law: Developer Disclosure Requirements
Melissa Krasnow | September 12, 2025
To comply with the new artificial intelligence law, certain information standards of care are necessary. Melissa Krasnow explains.
Cyber and Privacy Risk and Insurance
Colorado Artificial Intelligence Law: Enforcement and Exceptions
Melissa Krasnow | September 12, 2025
In this last article in the series, Melissa Krasnow discusses the implementation of the Colorado AI law.
Businessowners Policies (BOP)
Major Changes to the 2025 ISO Businessowners Program
Edgar Martinez | August 29, 2025
The Insurance Services Office, Inc. (ISO), businessowners program has undergone significant changes, including a revised coverage form, new and updated endorsements, and changes to business classifications.
Catastrophe Risk Management
Wildfire Has Evolved from Natural Hazard to Systemic Threat
John E Putnam | August 29, 2025
John Putnam looks at the wildfire peril that confronts us and discusses the many causal factors that make easy solutions difficult.
Cyber and Privacy Risk and Insurance
Breaking Coverage Case—Cyber Coverage—Don't Leave Home Without It
Jes Alexander | August 15, 2025
An Illinois appellate court ruled that a construction management firm's professional liability policy did not cover losses from a cyber incident due to a cyber-event exclusion. This case highlights the importance of having specific cyber insurance.
Tech
Beyond Data Lakehouses: Delivering the Last Mile of Trusted, Transient Data for Insurers
Paul Moxon | August 15, 2025
Paul Moxon explains why logical data management might be the key.
Leadership at All Levels
Surveillance or Synergy: Which Is Responsible for Operational Outcomes?
Tricia Kagerer, Justin Morrow | August 1, 2025
There is a difference between checking a box and changing a behavior. Tricia Kagerer explores the issues.
Design and Professional Liability
Rely on Privity at Your Peril
Kenneth Slavens | August 1, 2025
The traditional protection from liability for negligent performance of contractual obligations in the absence of privity is eroding. Ken Slavens discusses a related case.
Courts and Coverage
Texas Supreme Court Gets It Right: Trucker Was Not the Proximate Cause of the Accident
Doug Marcello | July 25, 2025
Doug Marcello relates a case where the trucker was (finally) determined not to be the proximate cause of an accident.
Cyber and Privacy Risk and Insurance
Colorado Artificial Intelligence Law: Deployer Disclosure Requirements
Melissa Krasnow | September 12, 2025
Cyber and Privacy Risk and Insurance
Colorado Artificial Intelligence Law: Developer Disclosure Requirements
Melissa Krasnow | September 12, 2025
Cyber and Privacy Risk and Insurance
Colorado Artificial Intelligence Law: Enforcement and Exceptions
Melissa Krasnow | September 12, 2025
Businessowners Policies (BOP)
Major Changes to the 2025 ISO Businessowners Program
Edgar Martinez | August 29, 2025
Catastrophe Risk Management
Wildfire Has Evolved from Natural Hazard to Systemic Threat
John E Putnam | August 29, 2025
Cyber and Privacy Risk and Insurance
Breaking Coverage Case—Cyber Coverage—Don't Leave Home Without It
Jes Alexander | August 15, 2025
Tech
Beyond Data Lakehouses: Delivering the Last Mile of Trusted, Transient Data for Insurers
Paul Moxon | August 15, 2025
Leadership at All Levels
Surveillance or Synergy: Which Is Responsible for Operational Outcomes?
Tricia Kagerer, Justin Morrow | August 1, 2025
Courts and Coverage
Texas Supreme Court Gets It Right: Trucker Was Not the Proximate Cause of the Accident
Doug Marcello | July 25, 2025