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Expert Commentary

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Claims Practices

Barry Zalma | December 1, 2011

Poor construction is not considered an occurrence under a CGL policy per Kentucky court. (IRMI.com article)

Reinsurance

Larry Schiffer | December 1, 2011

Reinsurance limits can be reinstated by adding a reinstatement provision to the policy (IRMI.com article)

Valuation of Insurance Organizations

Jeff Balcombe | November 12, 2011

Insurance industry trend toward mergers and acquisitions is expected to continue in 2012 per Jeff Balcombe.

Personal Lines Claims

Elise Farnham | November 1, 2011

In personal lines insurance claims, plaintiffs must prove that actual damages were proximately caused by defendant's negligence (IRMI.com article)

Claims Management

November 1, 2011

Timothy King explains how insurance claims from off-premises events can harm business if not insured.

Cyber and Privacy Risk and Insurance

Gary Clayton | November 1, 2011

Traditional risk management principles are ineffective against cyber risks. Gary Clayton explains.

Political Risk

Daniel Wagner | November 1, 2011

Arab Spring will certainly affect businesses that simply want to trade, invest, or lend in these countries.

Courts and Coverage

Brent Cooper | October 8, 2011

Brent Cooper examines key elements of insurance coverage trials: opening statements and the use of expert witnesses.

Captives

Michael R. Mead | October 1, 2011

Captive insurance law and SLIMPACT and NIMA response pose premium taxation dilemma. (IRMI.com article)

Liability Insurance

Craig Stanovich | October 1, 2011

While additional insured endorsements serve a valuable purpose, Craig Stanovich warns the coverage provided cannot be assumed.