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Property Insurance

Equipment Breakdown—More Than Just Boiler and Machinery

William Austin | September 1, 2011

Risk management professionals can overlook electric arcing and mechanical breakdown risks. William Austin explains the insurance coverage basics.

Construction Safety

Underground Construction Risks—What's Underground Can Kill

TJ Lyons | September 1, 2011

Construction accidents from underground risks are many, and most are preventable. (IRMI.com article)

Courts and Coverage

DOI Certificate Bulletins Are Not "Regulations"

Richard Scislowski | September 1, 2011

Those in the insurance industry often react to certificate bulletins as if they have the force of law. But do they really?

Builders Risk Insurance

Builders Risk Insurance: The "Other Insurance" Condition

Steven Coombs | September 1, 2011

Other insurance' clauses, typically found in insurance policies, are often misunderstood and their impact unknown. Steve Coombs explains.

Courts and Coverage

Trial of the Coverage Case—Part 2

Brent Cooper | August 20, 2011

Key elements of insurance coverage trials include choosing the insurer representative and voir dire. Brent Cooper explains.

Reinsurance

Reinsurance Terminology Explained: Bordereau

Larry Schiffer | August 13, 2011

Larry Schiffer demystifies reinsurance jargon.

Personal Lines Claims

Getting to the Bottom Line—Determination of Damages

Elise Farnham | August 1, 2011

Personal lines insurance claims can be difficult to quantify. Learn types of damages and factors to consider. (IRMI.com article)

Time Element

Business Interruption Losses in Economic Downturn

Michael Speer | August 1, 2011

Develop a methodology and business interruption claim that is both reasonable and supportable (IRMI.com article)

Valuation of Insurance Organizations

Life Insurance Company Valuations and Interest Rates

Jeff Balcombe | August 1, 2011

Disintermediation could remain a risk to life insurance companies, potentially placing downward pressure on equity valuations, per Jeff Balcombe.

Personal Risk Management

Personal Risk Management: The Insurance Audit

Jack Hungelmann | August 1, 2011

Personal insurance audits involve examining the current program, reviewing all contracts, and producing a risk management audit report. (IRMI.com article)

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