Expert Commentary

Latest Articles

Courts and Coverage

Breaking Coverage Case—Oregon High Court Issues Major Construction Defect Ruling

Jes Alexander | May 30, 2025

The Oregon Supreme Court held that a commercial general liability (CGL) policy may provide coverage for construction claims against a general contractor, even where the underlying claim alleged only a breach of contract and not negligence. The court held that, despite the breach of contract labels, construction defects might have resulted from negligent conduct that a CGL policy would cover.

Catastrophe Risk Management

Additional Living Expenses: A Critical Recovery Tool After Disasters

John E Putnam | May 30, 2025

This coverage is very much needed and often misunderstood. John Putnam explains the basics, limits, duration, benefits, and application.

Valuation of Insurance Organizations

2024 Insurance Year in Review and 2025 Developments

Todd Fries | May 23, 2025

Beneath the financial gains achieved in 2024 lies a rapidly transforming risk landscape in 2025. Todd Fries provides a synopsis of financial performance by line and role.

Design and Professional Liability

No Immunity for Design Professional for Poor Highway Design

Kenneth Slavens | May 23, 2025

Ken Slavens relates a case holding that governmental approval does not eliminate the duty to exercise professional care.

Cyber and Privacy Risk and Insurance

Minnesota Consumer Data Privacy Act: Exceptions

Melissa Krasnow | May 9, 2025

In the final article of the series, Melissa Krasnow identifies the exceptions to the law that will go into effect on July 31, 2025.

Cyber and Privacy Risk and Insurance

Minnesota Consumer Data Privacy Act: Controllers, Processors, and Enforcement

Melissa Krasnow | May 8, 2025

Looking deeper into the law, Melissa Krasnow examines aspects applicable to responsibilities and security.

Cyber and Privacy Risk and Insurance

Minnesota Consumer Data Privacy Act: Application, Definitions, Consumer Rights, and Notices

Melissa Krasnow | May 7, 2025

In this three-part series, Melissa Krasnow discusses details of this Minnesota law.

Current Trends and Issues

What Your Peers Are Reading: The Top 25 Most-Read Articles of this Past Year

May 2, 2025

Explore the top 25 articles that risk professionals turned to this year for insights on commercial general liability policy, emerging risk strategies, real-world insurance challenges, and more.

Leadership at All Levels

Striving for Excellence: A 15-Year Journey Through the CSEA Awards Process

Tricia Kagerer | May 2, 2025

Follow Tricia Kagerer's path to receive the Construction Safety Excellence Awards (CSEA) Grand Award, and read about the lessons she learned along the way.