Coverage for loss due to lack of incoming electricity caused by damage from a
covered cause (such as a fire or windstorm) to property away from the
insured's premises—usually the utility generating station. Also referred to
as "off-premises power coverage." Not provided in a standard property
insurance policy but available by endorsement. Utility service interruption
coverage endorsements vary widely as to what utility services are included,
whether both direct damage and time element loss are covered, and whether
transmission lines are covered.