The financial strength of insurance companies and their ability to pay the claims of their policy owners are very important to the insurance-buying public and to the states that license and certify those insurers.
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Accordingly, insurance companies are rated by various rating organizations. Some of these rating organizations are: A.M. Best Company, Conning & , Demotech, Fitch Ratings, Moody's, Standard and Poor's, and Weiss Rating.