Homeowners Policy Broad Form 2 (HO 2)

The Homeowners Policy Broad Form 2 (HO 2) is part of the Insurance Services Office, Inc. (ISO), homeowners forms portfolio. The HO 2 insures the described dwelling, private structures in connection with the dwelling, unscheduled personal property on and away from the premises, and loss of use.

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The policy also provides personal liability coverage and medical payments to others coverage. It is a broad named perils form, but the list of covered perils is more extensive than that of HO 1.


HO 2