"extrinsic facts" test
The "extrinsic facts" test is a guideline to establish whether an insurer owes a duty of defense to its insured.
"extrinsic facts" test
The "extrinsic facts" test is a guideline to establish whether an insurer owes a duty of defense to its insured.
Additional Information
A defense is owed when the actual facts of a claim or loss match the provisions of the insurance policy, regardless of the language in which the claim is asserted against the insured.
