Skip to Content

excess liability policy

An excess liability policy is a policy issued to provide limits in excess of an underlying liability policy.

On This Page

Additional Information


The underlying liability policy can be, and often is, an umbrella liability policy. An excess liability policy is no broader than the underlying liability policy; its sole purpose is to provide additional limits of insurance.

Related Terms


Casualty insurance is primarily concerned with the losses caused by injuries to persons and legal...

An excess liability "follow form" policy is excess insurance that is subject to all of the terms...

Liability insurance is a form of insurance that applies to the obligation of the insured to pay...

An umbrella liability policy is a policy designed to provide protection against catastrophic losses.