Designed to cover a broad range of nonbodily injury/nonproperty damage
liability claims made against the administrators, employees, and staff members
of both schools and colleges. ELL, which is also known as "school board
legal liability insurance," is a hybrid of traditional directors and
officers (D&O) and errors and omissions (E&O) coverages. Typical claims
covered by ELL include wrongful termination, wrongful dismissal, failure to
grant tenure, and negligent counseling.