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commercial crime policy (CR)

A commercial crime policy is a crime insurance policy that is designed to meet the needs of organizations other than financial institutions (such as banks).

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A commercial crime policy typically provides several different types of crime coverage, such as employee dishonesty coverage; forgery or alteration coverage; computer fraud coverage; funds transfer fraud coverage; kidnap, ransom, or extortion coverage; money and securities coverage; and money orders and counterfeit money coverage.