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Structured Risk Finance Programs: Smarter Strategies for a Hardening Insurance Market

August 25, 2026 | 10:00 AM (CT)

About This Webinar

Speakers:

Steve Bird, Director, Risk Management at Zachry Group 

Michael Meisten, Senior Vice President, Chief Broking Officer at American Global 

The frequency and severity of losses across major commercial insurance lines have increased in recent years, influenced by social inflation, evolving litigation dynamics, and large-scale loss events. In response, insurers have adjusted underwriting practices, including rate increases, reduced limits, and expanded coverage restrictions, resulting in more constrained terms for many insureds.  

These conditions are prompting organizations to reevaluate how risk is financed and how capital is deployed within their insurance programs.  Structured risk financing solutions offer one approach by combining elements of risk retention and risk transfer to better align program design with an organization’s loss profile and financial objectives.  

This webinar examines common structured risk financing approaches and key considerations in their application, with a focus on improving the efficiency and effectiveness of an overall risk financing program. 

What Else Can IRMI Membership Do for You?

When you become an IRMI member, you join a community of leading risk management and insurance professionals with access to resources, tools, and events that will help you advance your career while making smarter decisions for your company and clients.

Your membership entitles you to the following exclusive resources.

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Your IRMI Plus Membership includes all of the benefits of free membership and also gives you access to exclusive additional resources. 

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Your free IRMI Membership entitles you to the following exclusive member resources.

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