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Personal Risk Management
Identity Theft: A Personal Risk Management Approach—Part 1
2005-07-09 | Robin K Olson
Identity theft is the fastest growing crime in the United States today, and everyone is a potential victim. In this first of three articles, Robin Olson focuses on the risk itself.
Environmental
Broad Pollution Exclusion Is Ambiguous: Lead Covered by Policy
2005-05-01 | Kent Holland
Kent Holland reviews a New York case involving a pollution exclusion and discusses the Catch-22 situation facing insurers who want to modify their policy language to eliminate ambiguity.
Environmental
Silica—The Next Environmental Issue
2005-04-01 | Jeff Slivka
Silica exposure can be deadly. Jeff Slivka discusses the mineral, how it kills, the workplace hazard, and the insurance and risk management implications.
Environmental
Whether Mold Cleanup Costs Are Covered Depends on Causation
2005-04-01 | Kent Holland
"When a covered event causes mold, the mold damage includes the cost of removal." Kent Holland explains this ruling by the New Jersey appellate court on a homeowner dispute.
Personal Risk Management
Plugging Liability Insurance Gaps with the Personal Umbrella Policy
2005-02-01 | Jack Hungelmann
While most people buy an umbrella policy for its excess coverage, including defense costs, it has far greater value as a risk management tool. Jack Hungelmann explains.
Personal Lines Claims
Adjusting Residential House Fires
2004-10-09 | George Epps
Adjusting a house fire is a difficult endeavor under the best of circumstances. George Epps looks at fire claims where the coverage is on an actual cash value basis.
Environmental
Homeowners Policy Unambiguously Excluded Coverage for Mold
2004-10-01 | Kent Holland
Kent Holland examines a recent New Jersey court case ruling that mold was not covered as an ensuing loss due to vandalism.
Environmental
Environmental Liability Buyouts: A Developing Option
2004-08-01 | Jeff Slivka
This recent option for environmentally contaminated sites can provide a needed solution for managing known environmental liability for both buyers and sellers. Jeff Slivka explains.
Personal Lines Claims
Residential Water Claims
2004-07-01 | George Epps
George Epps takes a look at residential water claims—what causes them, how repairs are handled, and why restoration contractors are often necessary.
Environmental
Managing the Environmental Risk from Subcontractors
2004-05-01 | Jeff Slivka
Jeff Slivka and Mitch Cohen look at environmental risks posed by the many workers on the construction site and how to adequately manage these risks.
Personal Risk Management
Identity Theft: A Personal Risk Management Approach—Part 1
2005-07-09 | Robin K Olson
Environmental
Broad Pollution Exclusion Is Ambiguous: Lead Covered by Policy
2005-05-01 | Kent Holland
Personal Risk Management
Plugging Liability Insurance Gaps with the Personal Umbrella Policy
2005-02-01 | Jack Hungelmann
