Hurricane FAQs

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Hurricanes Florence and Michael: 12 Things You Need To Know about Your Insurance

The insurance industry is built on preventing disasters and assisting people in responding to them when they do occur. We recognize during these trying times that our industry helps with lives and livelihoods, and we have consolidated tips and frequently asked questions to help affected home owners, agents, and other property owners who should take immediate steps to begin recovering their losses. This matter is more complicated and challenging given the enormity of Hurricane Florence's and Hurricane Michael's deadly wrath. The economic impact of both of these hurricanes is expected to be enormous—in the megabillions of dollars.

An important point to remember is that your flood damage claims will likely be handled by one insurance company (assuming you have this important coverage) and your wind damage losses will be handled by another insurance company.

IRMI offers a host of insurance tips that individuals, corporations, and small-business owners affected by these deadly hurricanes can use. The following are some frequently asked questions about property and auto insurance matters to consider.


Free Insurance Resources for Hurricanes

During this time of crisis, IRMI has made three of its insurance references, Personal Risk Management and Insurance, Commercial Auto Insurance, and Commercial Property Insurance, available to members of the public in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. There is no charge for using these insurance references to help process claims for Hurricanes Florence and Michael.  

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