Glossary

A denial of service (DoS) attack is a deliberately planned attack on a computer system or network that causes a loss of use of the computer system or network to legitimate users.

Denial of tenure claims are claims arising at educational institutions in which a teacher or professor asserts that he or she was wrongly denied tenure.

Denominational responsibility is a principle of imposition of liability based on the "ecclesiastical control" (as opposed to civil or secular forms of control) that a religious institution exerts.

A dental indemnity plan reimburses the insured for dental care expenses minus any deductible or copayment after the insured has been paid by the insurer. In some cases, the healthcare provider is paid directly by the plan after the insured has assigned his or her benefits to the plan.

Dental insurance is a form of health insurance that provides financial assistance for the expense related to and the prevention, treatment, and care of dental disease.

The Department of Labor (DOL) is a US federal governmental body with oversight over employment-related issues including employee benefits covered under the Employee Retirement Income Security Act (ERISA).

The Department of Transportation (DOT) is the US governmental agency charged with the oversight of all forms of transportation within the United States.

Dependent properties time element coverage is time element property insurance that pays for the loss of income or increase in expenses resulting from damage from a covered cause of loss to the premises of another organization on which the insured depends, such as a key supplier or customer.

A deposition is the pretrial testimony of a witness under oath, without the presence of a judge or jury, for the purpose of discovering evidence relevant to the lawsuit.

Deposit accounting is the method of accounting for premium when the policy or reinsurance agreement does not qualify as insurance.