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Auto Risk Management

Senior Drivers and Insurance Concerns

2024-09-30 | Robin K Olson

As baby boomers age, the number of senior drivers increases. Rob Olson discusses the importance of finding ways now to reduce the frequency and severity of automobile accidents involving elderly drivers.

Auto Risk Management

Auto Manufacturer Parts versus Aftermarket Parts: A Question of Quality

2024-09-30 | Robin K Olson

Many insurers and industry groups believe non-original equipment manufacturer (OEM) or aftermarket parts are the same quality as OEM parts, but are they truly of like kind and quality? This article examines the debate.

Auto Risk Management

Inherent Diminished Value Claims for Personal Autos

2024-09-30 | Robin K Olson

Is perceptual or psychological diminished value—the perceptual loss of vehicle market value due to an accident—covered under the personal auto policy? This article examines the debate, relevant case law, and ISO's response.

Auto Insurance

Business Auto Policy Covered Auto Designation Symbols

2017-12-15 | Royce Gene E Farnsworth

Business Auto Policy Covered Auto Designation Symbols—Several states expanded UM/UIM coverage to hired and nonowned autos. Gene Farnsworth examines the ramifications.