Richard G. Clarke

Senior Vice President, J. Smith Lanier & Co.

Contact Info

J. Smith Lanier & Co.
300 West Tenth Street
West Point, GA 31833
Phone: (706) 645–2211
Fax: (706) 643–0606


Richard G. ("Dick") Clarke, CIC, CPCU, RPLU, CITRMS, is a veteran of the property/liability insurance industry, having worked as an underwriter, consultant, and broker through hard and soft market cycles. He is currently senior vice president with the regional brokerage, J. Smith Lanier & Co. headquartered in Georgia.

Mr. Clarke publishes articles, teaches on a variety of management liability and E&O subjects, functions as an expert witness, and functions as a consultant to buyers of commercial insurance and to insurance companies concerning product development. He is also a long-time teacher in CE programs for several professional insurance organizations. Mr. Clarke’s books are listed for purchase on, with the most recent, Decoding Executive Liability Insurance entering its fifth edition in 2012. In 1999, he was an original recipient of the CPCU Society’s "Distinguished Instructor in Insurance" award.

Mr. Clarke’s objectives in this webinar are threefold. First, he analyzes these recent developments and explains why they create the basis for claims against those who operate employee benefit plans. Next, he examines the extent to which standard fiduciary liability policies cover (or fail to cover) these emerging exposures. Last, and most important, he identifies specific endorsements and extensions for closing the gaps in protection where existing forms fall short in addressing potential claims.