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Matthew Bogobowicz

Director of Product Innovation


Mr. Bogobowicz writes on technology issues for IRMI.com Expert Commentary. His professional background spans brokering, program underwriting, and insurance regulation, with a concentrated focus on surplus lines insurance and contractor-focused property and casualty coverages. This experience has provided a practical, end-to-end view of how insurance requirements are structured, underwritten, reviewed, and ultimately tested through claims.

Building on this foundation as an insurance domain practitioner, Mr. Bogobowicz's current work centers on identifying workflow breakdowns and structural inefficiencies within insurance and risk management processes. His collaboration with the industry's leading brokers, insurers, and contractors translates real-world underwriting, compliance, and operational challenges into risk management solutions.

Mr. Bogobowicz's experience includes insurance technology, product development, consulting, and risk evaluation, enabling a cross-functional perspective on how risk transfer decisions are made and executed at scale. He holds a bachelor of science in business administration with dual emphases in finance and risk management from the University of Colorado Denver, and a master of business administration in business strategy from Southern Methodist University.


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