Skip to Content

Profile of Brent Winans

(561) 276–9158

Clear Advantage Risk Management
820 NE 6th Ave. , 820 NE 6th Ave.
Delray Beach , FL 33483

Brent Winans, CPCU, ARM

Vice President, Senior Broker


Mr. Winans writes on insurance agent errors and omissions for IRMI.com.

Mr. Winans is vice president of Clear Advantage Risk Management in Delray Beach, Florida. He provides fee-based (no insurance sales) risk management consulting services to larger clients, provides technical support and training for insurance agents, and serves as an expert witness on both sides of agent errors and omissions (E&O) cases across the country.

His opinions are informed by his extensive brokerage, insurance coverage, and risk management experience. During his career, Mr. Winans has served as the following.

  • State Farm insurance agent
  • Independent insurance broker
  • Insurance brokerage office manager
  • Self-insurance pool manager
  • Risk management consultant
  • Director of risk management for an international company at which he managed the insurance programs of 35 affiliated companies on 5 continents, including the Colorado Rockies Baseball Team, diverse mining operations, and the world's largest broker of nuclear fuel. In that capacity, he oversaw the work of 11 insurance brokerage firms handling the accounts on an international basis.
  • Liaison for the National Council on Compensation Insurance to the Independent Insurance Agents and Brokers of America and the National Association of Professional Insurance Agents.

Mr. Winans's articles have appeared in several publications, including Business Insurance, Commercial Leasing Law and Strategy, IRMI's The Risk Report, IRMI Insight, and Risk Management Magazine. He teaches continuing legal education classes for attorneys on agent E&O issues and is approved by the Independent Insurance Agents and Brokers of America and Swiss Re to teach their E&O loss prevention course to agents.

He received his bachelor's degree from Lincoln Christian University. He is licensed as a general lines insurance agent in Florida and as a nonresident producer in New Jersey. Mr. Winans holds the Chartered Property and Casualty Underwriter and Associate in Risk Management designations. He is a member of the American Association of Insurance Management Consultants, the Risk and Insurance Management Society, the Professional Liability Defense Federation, the Professional Liability Underwriting Society, and the Society of Chartered Property and Casualty Underwriters. He is also a fellow and board member of the Windstorm Insurance Network.


Articles

Insurance Agent E and O

Agents: Reach Out to Your "E&O Tag Team"

September 29, 2023 | Brent Winans

Insurance Agent E and O

Inside an Agent E&O Claim on a Business Income Loss

October 14, 2021 | Brent Winans

Insurance Agent E and O

Escaping the COVID-19 Agent E&O Vortex

May 01, 2020 | Brent Winans

Insurance Agent E and O

More E&O Tips from the Streets in Rhyming Tweets

September 06, 2019 | Brent Winans

Insurance Agent E and O

Agent E&O Tips from the Streets in Rhyming Tweets

September 28, 2018 | Brent Winans

Insurance Agent E and O

Avoiding E&O in Excess and Surplus Lines

May 11, 2018 | Brent Winans

Insurance Agent E and O

Explain Ordinance or Law Coverage To Avoid E&O Claims

July 14, 2017 | Brent Winans

Insurance Agent E and O

Avoid Agent E&O Claim Denial

July 17, 2015 | Brent Winans

Insurance Agent E and O

Avoid Agent E&O When Handling Problem Claims

June 05, 2015 | Brent Winans

Insurance Agent E and O

Independent Agents: Pay Special Attention to Your "Special Relationship" Clients

January 17, 2015 | Brent Winans