Expert Commentary

Latest Articles

Time Element

Business Interruption—What Does "Suspension" Mean?

Douglas Berry | November 1, 2002

Doug Berry examines the conflicting court opinions regarding the meaning of "suspension" when a claim for business interruption based on a partial closing is denied.

Professional, D and O, and Fiduciary Liability

Non-Practicing Extensions in Professional Liability Insurance Policies

Robert Bregman | November 1, 2002

Liability claims can be made against insureds even after they cease to practice their professions. Robert Bregman discusses the importance of non-practicing extensions in professional liability insurance policies.

Employment Practices

The Sarbanes-Oxley Act of 2002: Expanded Whistleblower Protection

Paul Siegel | November 1, 2002

Paul Siegel discusses the employment-related provisions, procedures, and implications of the recently enacted "whistleblower" act, which became law July 30.

Design and Professional Liability

Design Disclaimers and Implied Warranties

Kenneth Slavens | November 1, 2002

Citing a recent case, Ken Slavens discusses the importance of precise language used in disclaimers that are part of design packages.

Environmental

Environmental Risk in Retail: Exposures and Solutions

Alan Bressler | October 1, 2002

Alan Bressler examines the environmental risks in retail operations and presents the relevant risk transfer products designed to mitigate these exposures.

Workers Compensation Issues

Can Workers Agree To Waive Workers Compensation Rights in Arbitration and Waiver Agreements?

Jim Pocius | October 1, 2002

Jim Pocius provides his response to the question: Would the Federal Arbitration Act supersede any workers compensation state law and allow these cases to be arbitrated?

Market Practices

What Constitutes a Full Underwriting Submission

Peter Polstein | October 1, 2002

Peter Polstein describes the elements that are included in a full underwriting submission, using a recent casualty renewal as an example

Construction Safety

The Cost of Safety

Ron Prichard | October 1, 2002

Setting an organization up to track safety costs can be a complicated and time-consuming process. Ron Prichard examines some ways to approach the task.

Environmental

The Environmental Risks of Residential Construction

Jeff Slivka | October 1, 2002

Has the emergence of mold as an insurance issue caused risk managers to lose sight of "other" environmental exposures associated with residential work? Jeff Slivka provides a list of other risk management concerns.