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Risk and Insurance History

The World's First Insurance Company

Barry Klein | July 1, 2001

In 1666, the Great Fire of London nearly destroyed the city. Barry Klein explains how the first insurance company—as well as the first fire brigade—emerged from the ashes.

Surety

Surety Bond Penalty Waivers in Takeover Situations

Marilyn Klinger | July 1, 2001

Learn how surety bond penalty waivers apply in takeover situations and understand the legal implications for performance bonds and sureties. Marilyn Klinger discusses.

Surety

All Guarantees Are Not Created Equal

Rolf Neuschaefer | July 1, 2001

In construction, the obvious alternative to the owner/lender assuming the performance risk is to secure some form of guarantee. Rolf Neuschaefer examines some of the alternatives and highlights differences between them.

Risk and Insurance History

The Great Fire of London

Barry Klein | June 1, 2001

Barry Klein explains how the Great Fire of London catalyzed the birth of the modern insurance industry and explores the historical events that shaped its emergence.

Drafting and Interpreting Policies

Sick Building Syndrome and a Definition of "Pollution Conditions"

Kenneth Wollner | June 1, 2001

Are sick building syndrome claims covered under your insurance policy? Check the language. But what conclusion do you reach when the conditions, definitions, and exclusions don't jibe? This article examines the quandary.

Reinsurance

The Trouble with Giving Away the Pen

Larry Schiffer | June 1, 2001

Managing general agents have always been used to provide special expertise to insurance/reinsurance companies. However, they are often viewed negatively. Larry Schiffer discusses some of the problems that arise in a managing agency relationship and suggests viable solutions.

Agent and Broker Technology Issues

Next Generation Management Systems

Steve Anderson | May 12, 2001

Steve Anderson describes current Application Service Providers and their offerings, including advantages and disadvantages to consider.

Property Insurance

What's New in the 2000 Edition ISO Commercial Property Forms

Linda Robinson | May 1, 2001

The 2000 revisions to the ISO commercial property portfolio affect 11 coverage forms, all 3 causes of loss forms, 24 coverage endorsements, and a number of schedule endorsements. This article reviews the changes to the building and personal property coverage form.

Intellectual Property

Intellectual Property Coverage: Are You Naked?

Sanford Warren | May 1, 2001

Discover strategies to safeguard your company against the financial risks of intellectual property litigation and ensure robust legal protection.

Liability Insurance

Insurance Coverage Disputes and Society's Problems

Jill Berkeley | May 1, 2001

Unfortunately, insurance coverage disputes mirror casualty and liability losses throughout the world. This article examines recent litigation involving insurance coverage disputes and violent crimes and sexual assaults.

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