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Expert Commentary


Latest Articles

Construction Safety

Construction Operational Factors' Relation to Accidents

Peter Furst | June 23, 2023

Peter Furst examines underlying risk factors that are not commonly considered.

Cyber and Privacy Risk and Insurance

Cyber Risk Management in the Age of ChatGPT

Mark Lanterman | June 16, 2023

Risk managers need to consider artificial intelligence as it relates to their organization's risk appetite. Mark Lanterman explains.

Reinsurance

Back-to-Back and Belly-to-Belly: Coextensive Reinsurance Coverage

Larry Schiffer | June 16, 2023

Larry Schiffer discusses the concept and importance of back-to-back reinsurance coverage.

Employee Well-Being

HR and Employment Law Support Workplace Mental Health

Sally Spencer-Thomas | June 16, 2023

Human resources (HR) departments, supported by employment law expertise, play a vital role in creating a mentally healthy work environment.

Design and Professional Liability

Design Liability: The Procurement Phase

May 31, 2023

This new series of articles by American Global explores progressive design build. This first article examines design-build procurement best practices and the measures contractors and designers can take to reduce or mitigate risk of loss.

Valuation of Insurance Organizations

2022 Insurance Year in Review: Post-COVID-19

Todd Fries | May 31, 2023

Most sectors of the insurance industry continued to rebound from the impacts of the pandemic. Todd Fries discusses the key drivers and how the hard market impacted these areas.

Additional Insured Issues

High Court Rules Exxon Owed Additional Insured Coverage under Umbrella Policies

Jes Alexander | May 16, 2023

The recent Texas Supreme Court ruling involving Exxon highlights important lessons to craft an effective transfer of risk program regarding additional insured coverage.

Surety

Surety Outlook and Underwriting Changes in Work-in-Progress

May 12, 2023

American Global looks at how the construction industry should combat inflationary pressures by maintaining surety relationships and capacity.

Claims Practices

Mortgagee Has No Right to Insurance Proceeds after Debt Paid

Barry Zalma | May 12, 2023

Barry Zalma relates a case holding that satisfaction of a mortgage eliminates the right of the mortgagee to recover from a homeowners policy.

Workers Compensation Issues

The Pandemic—Lessons Learned

Joe Galusha | April 28, 2023

In a follow up to "Pandemic Decision-Making," Aon provides examples of how organizations faced and overcame workforce challenges posed by COVID-19.