Expert Commentary
Latest Articles
Construction Safety
Eliminate the Practice, Eliminate the Claim
TJ Lyons | March 29, 2024
TJ Lyons recommends changes in construction practices that will prevent injuries, claims, and litigation.
Claims Practices
Pollution Exclusion Deters Corporations from Polluting
Barry Zalma | March 29, 2024
Barry Zalma relates a case where the insureds' dumping toxins into the city's sewer system clearly fell within the policy's pollution exclusion.
Cyber and Privacy Risk and Insurance
NIST Cybersecurity Framework 2.0 and Risk Management
Mark Lanterman | March 21, 2024
Organizations need to stay ever vigilant against cyber risks. Mark Lanterman examines this resource aimed at helping protect critical infrastructure.
Businessowners Policies (BOP)
What Is a Micro-Business and How Can You Insure It with a Micro-BOP?
Edgar Martinez | March 8, 2024
Micro-businesses often do not have adequate insurance for their needs. In this Expert Commentary by Edgar Martinez, IRMI provides helpful information on micro-businessowners policies (micro-BOPs).
Agricultural Insurance
Precision Agriculture: Understanding and Insuring
Casey Roberts | March 7, 2024
An all-encompassing term for multiple approaches to operating a farm or agricultural enterprise, Casey Roberts explains the ins and outs, as well as the pros and cons.
Catastrophe Risk Management
FAQs for Surviving Wildfire Losses—Texas 2024
Robin Olson | March 5, 2024
IRMI offers information about dealing with wildfire insurance claims.
Professional, D and O, and Fiduciary Liability
Courts Limit Insurer Liability and Increase Agent Responsibilities
Frederick Fisher | February 29, 2024
Fred Fisher relates cases that seem to swing away from traditional insurer responsibilities and change insureds' risks.
Reinsurance
Missing or Lost Reinsurance Contracts
Larry Schiffer | February 29, 2024
Legacy claims are often reported decades after an insurance policy has been issued and reinsured. Insurer insolvencies and mergers add to the problem. Larry Schiffer examines the challenges.
Case Law
Do Liability Policies Cover Suits Related to the Opioid Epidemic?
Jes Alexander | February 21, 2024
Learn about the ongoing battle over whether liability coverage exists for lawsuits brought by local and state governments seeking costs related to the opioid crisis, including a major recent decision out of California.
Catastrophe Risk Management
Homeowners Law and Ordinance Coverage Challenges
John E Putnam | February 9, 2024
John E. Putnam shares his experience from three Colorado wildfires.
Claims Practices
Pollution Exclusion Deters Corporations from Polluting
Barry Zalma | March 29, 2024
Cyber and Privacy Risk and Insurance
NIST Cybersecurity Framework 2.0 and Risk Management
Mark Lanterman | March 21, 2024
Businessowners Policies (BOP)
What Is a Micro-Business and How Can You Insure It with a Micro-BOP?
Edgar Martinez | March 8, 2024
Agricultural Insurance
Precision Agriculture: Understanding and Insuring
Casey Roberts | March 7, 2024
Catastrophe Risk Management
FAQs for Surviving Wildfire Losses—Texas 2024
Robin Olson | March 5, 2024
Professional, D and O, and Fiduciary Liability
Courts Limit Insurer Liability and Increase Agent Responsibilities
Frederick Fisher | February 29, 2024
Case Law
Do Liability Policies Cover Suits Related to the Opioid Epidemic?
Jes Alexander | February 21, 2024
Catastrophe Risk Management
Homeowners Law and Ordinance Coverage Challenges
John E Putnam | February 9, 2024
